See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

428 E Main St, Ephrata, PA, 17522

4beds
2baths
1,770sqft
$284,900
$161price/sqft
$2,027/moest. monthly cost
$81,080/yrincome needed

About This Home

Don’t miss this fantastic opportunity to own this beautifully updated four-bedroom semi-detached home in Ephrata Area Schools! Move-in ready and filled with recent improvements, this charming home features a brand-new kitchen, new flooring throughout, new windows, updated electrical, and much more. The main level offers a comfortable living room, dining room, eat-in kitchen with updated counters and a convenient new half bath with laundry hookup. Upstairs, you’ll find three comfortable bedrooms, each with ample closet space, along with a full bath featuring a walk-in shower. The finished attic serves as a spacious fourth bedroom complete with built-ins and electric heat, while an additional unfinished attic area provides excellent storage space. Relax on the welcoming covered front porch or enjoy the rear sitting area. Off-street parking adds to the home’s convenience. With so many updates already completed, this home is ready for its new owners. Call today for more information or to schedule your private showing!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Highland El SchoolGrades K-40.7 mi
5/10
Ephrata Middle SchoolGrades 7-81.4 mi
8/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Permanent
  • Roof: Pitched,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Range Hood,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom3

  • Level: Upper
  • Area: 88
  • Dimensions: 8 X 11

Bedroom4

  • Level: Upper
  • Area: 210
  • Dimensions: 15 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Features

  • Bathroom - Walk-In Shower,Eat-in Kitchen,Recessed Lighting
  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,770

Heating & Cooling

  • Heating features: Hot Water,Baseboard,Oil,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,770
  • Total interior livable area: 1,770 sqft

Kitchen

  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Primary Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 12 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2605138300000
  • Attached to another structure: Yes
  • Zoning: RES - RHD
  • Special condition: Standard
  • Exclusions: Dehumidifer

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Sidewalks,Street Lights

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$79$948
Property Taxes $284$3,408
Electricity $224$2,692
Total$2,027$24,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,497/yr
40% on housing$60,810/yr
45% on housing$54,053/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 17522$181
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17522$188
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$274,900
2026-07-31Listed for sale$284,900
2024-12-04Sold$155,000
2024-11-08Pending sale$154,900
2024-10-25Listed for sale$154,900
2014-08-19Listing removed$103,000
2014-05-07Price change$103,000
2014-02-27Listed for sale$110,000
2009-10-04Listing removed$119,900
2009-09-20Listed for sale$119,900

For Sale by Agent

AgentKelly Spayd
BrokerageKeller Williams Platinum Realty - Wyomissing

Similar Homes