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98 Highland Ave, Ephrata, PA, 17522

5beds
3baths
5,420sqft
$975,000
$180price/sqft
$6,769/moest. monthly cost
$270,760/yrincome needed

About This Home

Welcome to Highland Ave! This is truly a one-of-a-kind find in the heart of Ephrata, where homes in this area rarely come along.  Situated on over an acre of beautifully landscaped property, this impressive home offers the perfect combination of comfortable living, privacy, and investment potential. The main level features tastefully designed amenities, including a large living room with a wood fireplace, a spacious dining room, a newly remodeled eat-in kitchen, and a huge sunroom filled with natural light. This floor also includes a bedroom and a full bath.The massive second floor offers a primary suite with abundant closet space and a huge walk-in closet, alongside three additional large bedrooms and two full baths. The beautifully finished lower level houses a successful Airbnb business known as "The Highland Oasis" with "Super Host" status it is a great opportunity to subsidize your income. This space includes a full kitchen, a full bath, a private bedroom, laundry facilities, and a large living room with a gas fireplace with a private rear entrance. Outside, the property boasts a 16x10 covered stone patio overlooking the amazing oversized heated pool and your very own pickleball court. With Highland Elementary School located just across the street, the location and walkability are wonderful additional bonuses for the new owners of this luxurious home. Don't miss your chance on this once-in-a-lifetime opportunity.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Highland El SchoolGrades K-40.1 mi
5/10
Ephrata Middle SchoolGrades 7-80.8 mi
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1949

Materials

  • Foundation: Stone
  • Roof: Slate,Flat,Rubber
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Double Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Lower Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Improved,Rear Entrance,Sump Pump,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • 2nd Kitchen,Additional Stairway,Cedar Closet(s),Dining Area,Exposed Beams,Eat-in Kitchen,Kitchen Island,Upgraded Countertops,Walk-In Closet(s),Beamed Ceilings,Plaster Walls
  • Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl,Stone,Wood
  • Number of fireplaces: 3
  • Fireplace features: Brick,Gas/Propane,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,300
  • Finished area above ground: 4,120

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump,Natural Gas

Interior Area

  • Total structure area: 5,420
  • Total interior livable area: 5,420 sqft

Other

  • Features: Basement - Finished,Granite Counters,Dining Area,Fireplace - Gas,Kitchen Island,Kitchen - Electric Cooking,Bathroom - Walk-In Shower,Attached Bathroom,Flooring - Luxury Vinyl Plank
  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2604927700000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Heated,Private
  • Patio & porch: Patio,Roof
  • Exterior features: Lighting,Sport Court,Water Fountains

Lot

  • Lot size: 1.14 Acres
  • Features: Landscaped,Poolside,Private,Sloped,Middle Of Block
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Asphalt,Driveway,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$270$3,240
Property Taxes $975$11,700
Electricity $594$7,136
Total$6,769$81,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,080/yr
40% on housing$203,070/yr
45% on housing$180,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 17522$180
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17522$188
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$900,000
2026-08-08Price change$950,000
2026-07-23Listed for sale$975,000
2026-07-20Listing removed--
2026-06-19Listed for sale$975,000
2022-03-09Sold$650,000
2022-02-01Pending sale$830,000
2022-01-18Contingent$830,000
2021-11-12Listed for sale$830,000
2021-11-02Listing removed$930,000
2021-08-02Price change$930,000
2021-05-17Listed for sale$1,095,000

For Sale by Agent

AgentRussell Renninger
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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