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228 S Union St, Galion, OH, 44833

3beds
1baths
1,328sqft
$79,900
$60price/sqft
$726/moest. monthly cost
$29,040/yrincome needed

About This Home

Charming 1900s home set on a deep lot in Galion. Offers three bedrooms and one full bath, with a main level bedroom plus two additional bedrooms upstairs. Recent improvements include a newer metal roof, newer gutters, and a newer hot water tank. Aluminum siding and added insulation help keep the home comfortable through every season. A partial basement provides storage and utility space. Enjoy a large rear deck overlooking a spacious backyard with off street parking. Public water and sewer. Sold as is, offering solid value and upside for the right buyer.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

--
Primary Elementary SchoolGrades PK-20.7 mi
7/10
Galion Middle SchoolGrades 6-80.7 mi
4/10
Galion High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 100

Bedroom3

  • Level: Upper
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other
  • Flooring: Other
  • Fireplace features: None
  • Finished area above ground: 1,328

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Kitchen

  • Level: Main
  • Area: 224

Living Room

  • Level: Main
  • Area: 400

Master Bedroom

  • Level: Main
  • Area: 121

Property

Details

  • Parcel number: 190022110.000
  • Special condition: Sold As Is

Features

  • Stories: 1
  • Patio & porch: Other
  • Exterior features: Other

Lot

  • Lot size: 6,048 sqft
  • Features: Other,City Lot
  • Lot size dimensions: 0.1388

Parking

  • Parking features: Other
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$56$672
Property Taxes $73$876
Electricity $193$2,320
Total$726$8,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,891/yr
40% on housing$21,780/yr
45% on housing$19,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 44833$85
Crawford County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 44833$118
Crawford County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$79,900
2026-07-22Listed for sale$99,000
2023-08-28Sold$60,000
2023-07-28Pending sale$62,000
2023-06-30Listed for sale$62,000
2023-06-20Pending sale$62,000
2023-06-15Listed for sale$62,000
2012-10-29Sold$9,000
2012-07-31Listed for sale$18,900
2005-10-18Sold$31,653

For Sale by Agent

AgentScott Fader
BrokerageJoseph Walter Realty

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