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405 N Union St, Galion, OH, 44833

5beds
2baths
3,128sqft
$149,500
$48price/sqft
$1,333/moest. monthly cost
$53,320/yrincome needed

About This Home

MAKE OFFER: Investor alert, historic home lovers, and equity-seekers! Located at 405 S Union St, this massive 5-bedroom, 2-bathroom property is a rare short sale opportunity priced significantly below market value. Built in 1870, this home boasts incredible bones and is packed with the kind of unique, ornate craftsmanship you simply cannot buy today. Walk through the grand entryway to find a jaw-dropping custom curved staircase, an elegant living room with a decorative fireplace, two dining spaces, and a sprawling main level perfect for entertaining. Upstairs, you'll find five generous bedrooms, a walk-in cedar closet, a private second-story porch, and a full bathroom featuring an original historic clawfoot tub. Outside, a deep lot offers a large yard, custom-seated back deck, and a 4-car parking area at the rear. Significant mechanical updates have already been tackled, including a newer roof (2017), main sewer line work (2023), and an updated 200-amp electrical service panel.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
Primary Elementary SchoolGrades PK-20.5 mi
7/10
Galion Middle SchoolGrades 6-80.5 mi
4/10
Galion High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1870

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 144

Bedroom3

  • Level: Upper
  • Area: 120

Bedroom4

  • Level: Upper
  • Area: 120

Bedroom5

  • Level: Upper
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 196

Features

  • Other
  • Flooring: Carpet,Hardwood,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Great Room
  • Fireplace: Yes
  • Finished area above ground: 3,128

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 3,128
  • Total interior livable area: 3,128 sqft

Kitchen

  • Level: Main
  • Area: 288

Living Room

  • Level: Main
  • Area: 324

Master Bedroom

  • Level: Upper
  • Area: 224

Property

Details

  • Parcel number: 190025655.000
  • Special condition: Sold As Is

Features

  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: None

Lot

  • Lot size: 0.45 Acres
  • Features: Lawn,City Lot
  • Lot size dimensions: 0.4455

Parking

  • Parking features: No Garage,Paved Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $755$9,060
Home Insurance *$105$1,260
Property Taxes $138$1,656
Electricity $335$4,025
Total$1,333$15,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,702/yr
40% on housing$39,990/yr
45% on housing$35,546/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 44833$85
Crawford County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 44833$118
Crawford County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$149,500
2026-06-25Price change$159,500
2026-06-22Price change$169,500
2026-06-19Price change$189,900
2026-06-16Price change$194,900
2026-06-10Price change$199,900
2026-06-06Listed for sale$204,000
2025-09-26Sold$315,000
2025-09-02Contingent$325,000
2025-08-01Price change$325,000
2025-07-11Price change$349,900
2025-06-27Price change$369,900
2025-06-13Listed for sale$379,900
2023-08-23Sold$210,000
2023-07-24Contingent$199,000
2023-07-10Listed for sale$199,000

For Sale by Agent

AgentJeffrey Schultheis
BrokerageI Heart Real Estate

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