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405 S Union St, Galion, OH, 44833

5beds
2baths
2,628sqft
$149,500
$57price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

🛑 INVESTOR & HISTORIC HOME ALERT: Massive Equity Opportunity! **405 S Union St** is a rare, priced-below-market short sale that is bursting with character and incredible potential. Built in 1870, this massive 5-bedroom, 2-bathroom estate boasts rock-solid bones and the kind of ornate, old-world craftsmanship that is impossible to replicate today. Whether you are looking to flip, add a premium asset to your rental portfolio, or restore a historic masterpiece, this property is your canvas for immediate equity. Unmatched Historic Charm & Layout * **The Grand Entry:** Step into a jaw-dropping foyer featuring a custom, sweeping curved staircase. * **Main Level:** Built for entertaining with an elegant living room, decorative fireplace, two distinct dining spaces, and a sprawling layout. * **Upper Level:** 5 generous bedrooms, a walk-in cedar closet, a full bath featuring an original historic clawfoot tub, and a private second-story porch. * **The Grounds:** A deep lot with a large yard, a custom-seated back deck, and a dedicated 4-car parking area at the rear. The Big-Ticket Items? Already Done! Skip the headache of major structural overhauls. The heavy lifting has already been tackled: * **Newer Roof** (2017) * **Updated 200-Amp Electrical Panel** * **Main Sewer Line Work** (2023) Transaction Details *Terms:** Short sale, subject to bank approval. Property is being sold strictly **AS-IS**. Bring your vision, add your finishing touches, and reap the rewards. **Make an offer today before this rare opportunity slips away!**

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

--
Primary Elementary SchoolGrades PK-20.9 mi
7/10
Galion Middle SchoolGrades 6-80.9 mi
4/10
Galion High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Block,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 2,628
  • Total interior livable area: 2,628 sqft

Property

Details

  • Parcel number: 190025655.000
  • Special condition: Short Sale

Features

  • Levels: Two
  • Patio & porch: Patio,Deck

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $755$9,060
Home Insurance *$105$1,260
Property Taxes $138$1,656
Electricity $281$3,382
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 44833$84
Crawford County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 44833$118
Crawford County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$149,500
2026-06-25Price change$159,500
2026-06-22Price change$169,500
2026-06-18Price change$189,900
2026-06-16Price change$194,900
2026-06-10Price change$199,900
2026-06-06Listed for sale$204,000
2025-05-07Listing removed$179,900
2025-04-17Price change$179,900
2025-04-14Price change$189,900
2025-03-29Price change$199,000
2025-01-22Price change$210,000
2025-01-14Price change$229,500
2025-01-02Price change$234,500
2024-12-05Listed for sale$234,900
2024-10-11Listing removed$229,000
2024-08-08Price change$229,000
2024-07-12Listed for sale$235,000
2023-08-23Sold$210,000
2023-07-24Contingent$199,000
2023-07-10Listed for sale$199,000

For Sale by Agent

AgentJeffrey Schultheis
BrokerageI Heart Real Estate

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