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203 Lincoln Ave, Ephrata, PA, 17522

4beds
2baths
2,748sqft
$375,000
$136price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Solid 2 unit in Ephrata - is this your chance to live in one and rent the other for cash flow? Split upper and lower style. Off street parking and a backyard gives this place a boost! Apt 1 is 2bd/1ba with vinyl plank flooring, baseboard heat, full eat in kitchen, living room, family room in walk-out basement (or use as a 3rd bedroom). Apt 2 features a newer kitchen, laminate and carpet floor coverings, balcony. 2bd/1ba. Both units have a full laundry space in them. Newer roof & siding, low maintenance exterior.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Highland El SchoolGrades K-40.5 mi
5/10
Ephrata Middle SchoolGrades 7-81.3 mi
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Rubber,Shingle
  • Construction materials: Frame,Metal Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Cooktop,Electric Water Heater

Basement

  • Area: 500

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Recessed Lighting
  • Window features: Replacement
  • Flooring: Concrete,Carpet,Ceramic Tile,Laminate,Vinyl

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,748
  • Total interior livable area: 2,748 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2606115600000
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Tenant Owned Belongings

Features

  • Pool features: None
  • Patio & porch: Porch,Patio
  • Exterior features: Lighting,Sidewalks

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$104$1,248
Property Taxes $375$4,500
Electricity $301$3,618
Total$2,676$32,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 17522$182
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17522$188
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$360,000
2026-07-17Listed for sale$375,000
2024-07-23Listing removed--
2024-06-19Listed for rent$1,095
2023-11-11Listing removed--
2023-08-15Listing removed--
2023-08-09Listed for rent$1,095
2021-11-10Sold$230,000
2021-09-23Pending sale$240,000
2021-09-10Listed for sale$240,000

For Sale by Agent

AgentWendell Huyard
BrokerageColdwell Banker Realty

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