




14386 Karnes Rd, Defiance, OH, 43512
About This Home
Country life at its ABSOLUTE BEST! TURN-KEY country property with 5 bedrooms, 3.5 baths, a 3-car garage, & a fully-finished basement giving you roughly 3400 sq ft of living space to spread out, relax & entertain in! New in the last 5 years: Windows, siding, house & barn roofs, geothermal heating/cooling, water heaters, 1st floor flooring, lighting & painting, walk-in pantry added, new appliances, above-ground pool & hot tub! Fall in love with the 28x60 barn with a 20x60 covered porch! So many places to relax...on the front porch, side porch, in the pool or hot tub, under the covered porch...truly an outdoor oasis for your enjoyment! Half-bath in the barn as well as plumbing ready for the upstairs loft area. This winter, entertain in your media room in the basement complete with bar area! Moving furniture is made easier with the 2nd entry to the basement through the garage! All that is left to do is MOVE IN & ENJOY!!
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Water Heater,Bar Fridge,Disposal,Electric Oven,Refrigerator,Smart Appliance(s)
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Ceiling Fan(s)
- Level: Main
Bedroom3
- Features: Ceiling Fan(s)
- Level: Main
Bedroom4
- Level: Lower
Bedroom5
- Features: Ceiling Fan(s)
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Family Room
- Features: Crown Molding
- Level: Lower
Features
- Ceiling Fan(s),Pantry,Primary Bathroom,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
- Flooring: Carpet,Luxury Vinyl,Tile
- Finished area below ground: 1,500
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Electric,Geothermal
- Cooling features: Electric
Interior Area
- Total structure area: 1,890
- Total interior livable area: 1,890 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Features: Ceiling Fan(s),Vaulted Ceiling(s)
- Level: Main
Other
- Features: Ceiling Fan(s)
- Level: Main
Property
Details
- Parcel number: B110011000516
Features
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Covered Patio,Side Porch,Front Porch
- Has spa: Yes
- Spa features: Spa/Hot Tub
Lot
- Lot size: 1.18 Acres
- Features: Landscaped
- Lot size dimensions: 1.18 acres
Parking
- Total spaces: 3
- Parking features: Concrete,Gravel,Attached Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $422 | $5,064 |
| Property Taxes | $522 | $6,264 |
| Electricity | $202 | $2,432 |
| Total | $4,053 | $48,636 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $575,000 |
| 2026-07-15 | Listed for sale | $595,000 |
| 2022-09-30 | Sold | $415,000 |
| 2022-09-23 | Pending sale | $415,000 |
| 2022-08-13 | Contingent | $415,000 |
| 2022-08-12 | Listed for sale | $415,000 |
