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505 Ralston Ave, Defiance, OH, 43512

4beds
1baths
1,586sqft
$145,000
$91price/sqft
$1,163/moest. monthly cost
$46,520/yrincome needed

About This Home

Charming 4-bedroom, 1-bath home on a corner lot in a quiet Defiance neighborhood. This 1915 home offers over 1,500 square feet of living space filled with character and potential. Conveniently located near Defiance College, Diehl Park, and ProMedica Defiance Regional Hospital. Enjoy the blend of historic charm, spacious rooms, and a peaceful setting. NEW ROOF JULY 2026, NEW SIDING ON BACK OF HOME, NEW FRESHLY PAINTED FRONT PORCH! Schedule your showing today!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
6/10
Defiance Middle SchoolGrades 6-82.1 mi
6/10
Defiance High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Electric Oven,Refrigerator,Washer/Dryer Stacked
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom4

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s)
  • Level: Main

Features

  • Entrance Foyer
  • Flooring: Hardwood,Linoleum
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 1,586 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Upper

Other

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: B013121002900

Features

  • Patio & porch: Front Porch

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 69X127

Parking

  • Total spaces: 4
  • Parking features: Paved,Detached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$106$1,272
Property Taxes $131$1,572
Electricity $193$2,320
Total$1,163$13,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,874/yr
40% on housing$34,890/yr
45% on housing$31,013/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 43512$120
Defiance County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 43512$119
Defiance County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Price change$145,000
2026-06-02Listed for sale$150,000
2001-10-26Sold$50,000

For Sale by Agent

AgentKathryn Groff
BrokerageSam Switzer Realty LLC

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