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424 Highland St, Defiance, OH, 43512

3beds
1baths
1,068sqft
$79,900
$75price/sqft
$727/moest. monthly cost
$29,080/yrincome needed

About This Home

Priced to sell in Defiance! This 3-bedroom, 1-bath home offers a great opportunity for buyers looking to add their own finishing touches. The main level features a comfortable living room, formal dining room, first-floor primary bedroom, and a recently installed mini-split system for added comfort. Two additional bedrooms provide flexible space for family, guests, or a home office. Outside, the 2-car garage offers convenient parking and extra storage. The home could use some updating, but with its functional layout, desirable features, and affordable price, it has plenty of potential. Schedule your showing today!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
6/10
Defiance Middle SchoolGrades 6-81.3 mi
6/10
Defiance High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven
  • Laundry features: Inside,Main Level

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Other
  • Flooring: Carpet,Hardwood
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Mini Split
  • Cooling features: Mini Split,Window Unit(s)

Interior Area

  • Total structure area: 1,068
  • Total interior livable area: 1,068 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: B014147003900

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 40X105

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$58$696
Property Taxes $72$864
Electricity $193$2,320
Total$727$8,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,925/yr
40% on housing$21,810/yr
45% on housing$19,386/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 43512$121
Defiance County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 43512$119
Defiance County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$79,900
2024-01-21Listing removed--
2024-01-19Listed for sale$45,000
2023-12-14Contingent$45,000
2023-12-10Listed for sale$45,000
2023-11-27Contingent$45,000
2023-11-09Price change$45,000
2023-10-08Price change$50,000
2023-09-21Listed for sale$99,000
2008-06-06Sold$67,000

For Sale by Agent

AgentKeith M. Degnan
BrokerageKey Realty

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