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702 S Main St, Ada, OH, 45810

4beds
2baths
2,020sqft
$210,000
$104price/sqft
$1,635/moest. monthly cost
$65,400/yrincome needed

About This Home

Step into the historic charm in this beautifully maintained 4-bedroom, 2-bath home. From the moment you arrive, you'll be captivated by the expansive wraparound porch, offering the ideal place to relax and enjoy the neighborhood atmosphere. Inside, soaring ceilings create an open and airy feel throughout the home, highlighting its timeless character and inviting living spaces. The spacious layout provides four comfortable bedrooms and two full bathrooms, making it well-suited for both everyday living and entertaining. Outdoor living is equally impressive, featuring a huge deck perfect for gatherings, cookouts, or simply enjoying the outdoors. A standout feature of the property is the exceptional detached two-car garage, offering newer construction, ample storage, and excellent functionality. Combining historic appeal, generous indoor and outdoor living spaces, and an unbeatable location close to town amenities and campus, this property offers a rare opportunity to own a truly special home.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
Ada Elementary SchoolGrades K-60.9 mi
8/10
Ada High SchoolGrades 7-120.9 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Dryer,Electric Oven,Refrigerator,Washer
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Storage
  • Flooring: Carpet,Wood,Linoleum
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,020
  • Total interior livable area: 2,020 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 25060010.0000

Features

  • Patio & porch: Wrap Around Deck,Side Porch,Front Porch,Deck
  • Exterior features: Storage

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 50X177

Parking

  • Total spaces: 2
  • Parking features: Concrete,Detached Garage,Driveway,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$176$2,112
Property Taxes $182$2,184
Electricity $216$2,599
Total$1,635$19,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,057/yr
40% on housing$49,050/yr
45% on housing$43,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 45810$123
Hardin County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 45810
Hardin County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$199,900
2026-07-25Listed for sale$210,000
2026-07-16Contingent$210,000
2026-07-10Listed for sale$210,000
2023-03-29Listing removed--
2023-03-17Price change$1,400
2023-03-06Listed for rent$1,600
2022-02-10Listing removed--
2021-12-08Listed for rent$1,600
2021-07-09Listing removed--
2021-06-14Listed for rent$1,600
2020-12-27Listing removed--
2019-06-01Listing removed$1,400
2019-05-05Listed for rent$1,400
2015-08-14Sold$87,500
2015-05-06Listing removed$1,000
2014-09-28Price change$1,000
2014-06-12Listed for rent$1,200
2013-05-12Listing removed$1,200
2013-04-12Listed for rent$1,200

For Sale by Agent

AgentAndrew Ramsey
BrokerageKey Realty LTD

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