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551 Pearl St, Marion, OH, 43302

3beds
4baths
1,633sqft
$114,900
$70price/sqft
$950/moest. monthly cost
$38,000/yrincome needed

About This Home

Welcome to this 3-bedroom, 2.5-bath home! Offering a functional layout and comfortable living spaces, this home provides plenty of room to live and entertain. The first floor features a large living room, open dining room, additional sitting room, spacious kitchen, and both a half bath AND full bath--creating flexibility for everyday living. Upstairs, you'll find three nicely-sized bedrooms and another full bathroom. A full basement and detached one-car garage provide ample storage space. This home is ready for its next chapter--don't miss your opportunity to see it. All prospective buyers must be accompanied by a licensed real estate agent. Surveillance on site.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
5/10
Harding High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Wood,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,633
  • Total interior livable area: 1,633 sqft

Property

Details

  • Parcel number: 123110103.100
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Porch,Deck

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$86$1,032
Property Taxes $91$1,092
Electricity $193$2,320
Total$950$11,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,571/yr
40% on housing$28,500/yr
45% on housing$25,333/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 43302$107
Marion County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 43302$118
Marion County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$121,500
2026-04-04Price change$127,900
2026-04-01Price change$137,900
2025-07-03Price change$127,900
2016-07-07Price change$54,900
2016-06-24Price change$64,551
2016-06-09Price change$49,500
2016-05-27Listed for sale$48,300
2015-10-13Listing removed$54,900
2015-07-02Price change$54,900
2015-06-23Listed for sale$57,900
2015-01-27Listing removed$57,900
2014-11-13Price change$57,900
2014-09-19Listed for sale$61,900

For Sale by Agent

AgentJeremy Spradlin
BrokerageRE/MAX Revealty

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