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638 Windsor St, Marion, OH, 43302

4beds
2baths
1,628sqft
$115,000
$71price/sqft
$952/moest. monthly cost
$38,080/yrincome needed

About This Home

DIY & Investor Dream Project in Marion, Ohio! This classic home is packed with potential and ready for someone with vision. Featuring 4 bedrooms, 1.5 bathrooms, and beautiful original woodwork throughout, 638 Windsor St offers the kind of character that's hard to find today. The bones are solid, making it a great opportunity for investors, flippers, or handy homeowners looking to build equity. The unfinished attic offers the potential for a 5th bedroom, home office, playroom, or bonus space, adding even more value down the road. Whether you're looking for your next renovation project, rental property, or a home you can customize to your own style, this property is full of possibilities. Bring your ideas, roll up your sleeves, and unlock the potential waiting at 638 Windsor St.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
5/10
Harding High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Part
  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,628 sqft

Property

Details

  • Parcel number: 123100001.800
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$86$1,032
Property Taxes $92$1,104
Electricity $193$2,320
Total$952$11,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,640/yr
40% on housing$28,560/yr
45% on housing$25,386/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 43302$107
Marion County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 43302$118
Marion County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$115,000
2026-07-07Listed for sale$119,900
2026-07-03Contingent$119,900
2026-06-24Listed for sale$119,900
2009-02-03Sold$57,000

For Sale by Agent

AgentChris Massey
BrokerageGenerations Realty

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