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231 Cayuga Trl, Lake Kiowa, TX, 76240

2beds
3baths
2,422sqft
$545,000
$225price/sqft
$3,890/moest. monthly cost
$155,600/yrincome needed

About This Home

Beautifully updated golf course home situated on two lots with scenic views and exceptional flexibility. This open-concept floor plan features LVP flooring throughout the main living areas, seamlessly connecting the living, dining, and kitchen spaces. The spacious living room offers a cozy wood-burning fireplace and built-ins, perfect for relaxing or entertaining. The updated kitchen includes granite countertops, abundant cabinetry, and ample prep space. The primary suite overlooks the golf course and features an en-suite bath with walk-in closets, garden tub, separate shower, and direct access to the utility room. A secondary bedroom also includes a private en-suite bath. An additional main-level flex space is ideal for a home office, hobby room, or additional sitting area. Enjoy outdoor living on the large screened porch overlooking the course. Storage space is available beneath the deck. The lower level offers additional flex space that can serve as a third bedroom, game room, or second living area. A spacious garage provides room for a workshop, and the 12’ x 18’ shed is perfect for storage, a workshop, or golf cart parking. Multiple outdoor deck areas offer great spaces for entertaining or enjoying the peaceful surroundings near Lake Kiowa

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
Callisburg Middle SchoolGrades 6-88.1 mi
5/10
Callisburg High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Combination
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Disposal,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: En Suite Bathroom
  • Level: Second
  • Dimensions: 12 x 16

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Granite Counters,High Speed Internet,Open Floorplan,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,422 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry
  • Level: Second
  • Dimensions: 10 x 15

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: Second
  • Dimensions: 19 x 22

Master Bedroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 19

Storage Room

  • Level: First
  • Dimensions: 12 x 12

Sunroom

  • Level: Second
  • Dimensions: 10 x 12

Property

Accessibility

  • Accessibility features: Stair Lift

Details

  • Parcel number: 23414

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Enclosed,Patio,Screened
  • Fencing: Back Yard,Wood
  • Residential vegetation: Grassed,Wooded

Lot

  • Lot size: 0.69 Acres
  • Features: On Golf Course,Many Trees,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Door-Multi,Door-Single,Garage Faces Front,Garage,Golf Cart Garage,Garage Door Opener,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$554$6,648
Property Taxes $316$3,792
Electricity $265$3,191
Total$3,890$46,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,371/yr
40% on housing$116,700/yr
45% on housing$103,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$204
Cooke County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$545,000
2026-06-05Listed for sale$575,000
2026-04-14Contingent$575,000
2026-03-20Price change$575,000
2026-02-12Listed for sale$599,000
2022-10-04Sold--
2022-09-22Pending sale$489,000
2022-09-13Contingent$489,000
2022-09-09Listed for sale$489,000
2020-05-18Listing removed$359,900
2020-04-28Pending sale$359,900
2020-03-16Price change$359,900
2020-03-02Listed for sale$364,900

For Sale by Agent

AgentBrent Reed
BrokerageLake Kiowa Premiere

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