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453 Reeves Ln, Harper, TX, 78631

2beds
2baths
1,232sqft
$250,000
$203price/sqft
$1,786/moest. monthly cost
$71,440/yrincome needed

About This Home

Looking for a little space to breathe in the Hill Country? This 3.74 acre property in Harper ISD offers just that—plus paved road access, cross fencing for animals, and no HOA! With minimal restrictions, this property gives you flexibility—bring your horses, bring your chickens and bring your vision. The existing home sits on a generous lot with stables already in place, making it ideal for those wanting to live the small-town lifestyle with room for animals, a garden or hobbies. Conveniently located just off Hwy 290, you're only minutes from Harper and within easy reach of Fredericksburg and Kerrville. Whether you're looking for a place to settle down, a weekend getaway, or a little land to make your own, this property is full of potential.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
Harper Elementary SchoolGrades PK-41.0 mi
6/10
Harper Middle SchoolGrades 5-81.0 mi
7/10
Harper High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Laundry features: Washer-Dryer Connection

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 81902
  • Zoning: None

Features

  • Levels: One
  • Patio & porch: Deck/Patio
  • Waterfront features: None
  • Living area range: 1200-1399

Lot

  • Lot size: 3.74 Acres
  • Features: In City Limits

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$115$1,380
Property Taxes $169$2,028
Electricity $238$2,859
Total$1,786$21,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,234/yr
40% on housing$53,580/yr
45% on housing$47,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 78631$219
Gillespie County$407

vs Homes Sold Last Month

Median $/sqft

ZIP 78631
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$250,000
2025-10-14Price change$269,500
2025-04-25Listed for sale$275,000

For Sale by Agent

AgentKrista Bennett
BrokerageFredericksburg Realty

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