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982 Spruce St, Cedar City, UT, 84720

4beds
2baths
2,459sqft
$355,000
$144price/sqft
$2,255/moest. monthly cost
$90,200/yrincome needed

About This Home

Bring this home back to its glory days! Over 2300 sq ft with 4 bedrooms two and a half bathrooms, formal living room with beamed cathedral ceiling, family room with gas fire place, dining room, all surrounding a skylight atrium. The separate outside entrance and small kitchenette in the master suite present unique possibilities. Great central location close to shopping, dining, schools, walking & biking trails. Significant settlement damage noted in the home. HOME SOLD AS-IS. BUYER/BUYER'S AGENT TO VERIFY SQ FT & YEAR BUILT & ALL INFORMATION

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
Cedar East SchoolGrades K-51.2 mi
7/10
Cedar Middle SchoolGrades 6-81.4 mi
6/10
Cedar City High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Level: Main

Features

  • Finished area above ground: 2,384

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 2,459
  • Total interior livable area: 2,459 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: B11520006001301
  • Zoning description: Residential

Features

  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Lightning
Winter Weather
Wildfire

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance $71$852
Property Taxes $220$2,640
Electricity $169$2,039
Total$2,255$27,060

Income You'd Need if You Spent...

35% on housing$77,314/yr
40% on housing$67,650/yr
45% on housing$60,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 84720$159
Iron County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 84720$326
Iron County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$355,000
2026-01-20Sold--

For Sale by Agent

AgentMatt Bagley
BrokerageERA Realty Center

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