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574 W Harding Ave, Cedar City, UT, 84720

6beds
2baths
2,344sqft
$569,000
$243price/sqft
$3,325/moest. monthly cost
$133,000/yrincome needed

About This Home

Location , Location, Location! Great investment opportunity across the street from the SUU campus. This property has 2 kitchens, 6 bedrooms, and lots of storage. It is currently rented to 8 students and has a Gross Scheduled Income of $41,000 with tenants paying operating expenses. Please do not disturb tenants.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

6/10
Cedar North SchoolGrades K-50.1 mi
7/10
Cedar Middle SchoolGrades 6-81.8 mi
6/10
Cedar City High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1965

Materials

  • Roof: Metal
  • Construction materials: Brick,Cinder Block,Clapboard/Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Disposal

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Window features: Blinds,Drapes,Full,Double Pane Windows
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 70
  • Finished area above ground: 2,204

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,344
  • Total interior livable area: 2,344 sqft

Property

Details

  • Parcel number: B009800010000
  • Zoning description: Single-Family

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Patio,Open Patio
  • Exterior features: Lighting
  • Fencing: Full
  • Topography of land: Terrain
  • Residential vegetation: Fruit Trees,Landscaping: Full,Mature Trees,Vegetable Garden

Lot

  • Lot size: 6,534 sqft
  • Features: Sprinkler: Auto-Full
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Earthquake

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance $114$1,368
Property Taxes $165$1,980
Electricity $169$2,039
Total$3,325$39,900

Income You'd Need if You Spent...

35% on housing$114,000/yr
40% on housing$99,750/yr
45% on housing$88,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 84720$158
Iron County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 84720$326
Iron County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$599,000
2026-03-03Listed for sale$619,000
2022-06-08Listing removed--
2022-04-28Listed for sale$475,000
2022-04-18Listing removed--
2022-04-12Listed for sale$475,000
2015-06-20Listing removed$164,900
2015-02-22Price change$164,900
2014-12-15Listed for sale$174,900
2013-06-06Listing removed$1,100
2012-11-09Listed for rent$1,100
2012-09-21Listing removed$1,100
2012-08-17Listed for rent$1,100
2011-06-03Listing removed$900,000
2011-05-26Listed for sale$900,000
2011-03-28Sold--

For Sale by Agent

AgentConnor J Crandall
BrokerageHive Real Estate

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