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46 Palomino Dr, Centerville, WA, 98613

5beds
4baths
4,312sqft
$670,000
$155price/sqft
$4,086/moest. monthly cost
$163,440/yrincome needed

About This Home

Discover the perfect setup for multi-generational living, guest accommodations, or rental potential on this stunning 20-acre property! Featuring 2 distinct living spaces, this property offers the ideal balance of privacy, flexibility, and breathtaking views of Mt. Adams, the peak of Mt. Rainier, the Simcoe Mtns, and unforgettable sunsets. The main residence is a beautifully maintained, single-level, stick-built home boasting 1,624 sq. ft. with 3 bedrooms and 2 baths. Designed with ADA accessibility in mind, it features wide hallways & doorways throughout, gleaming hardwood floors, and knotty pine kitchen cabinetry with a propane cooktop. The spacious primary suite includes dual closets, and the inviting front Trex deck is the perfect place to relax and soak in the panoramic scenery. Comfort is ensured year-round with a propane fireplace, dedicated heat pump, and private water heater. The true highlight of this property is the separate mother-in-law apartment/guest quarters—a fully independent second residence offering exceptional versatility. The upper level provides 1,344 sq. ft. with 2 bedrooms and 2 baths, while the lower level adds another 1,344 sq. ft., including a finished bonus room, a large unfinished storage area, and access to a single-car garage. This space also includes its own propane tank, water heater, and heat pump, providing complete comfort and autonomy for guests or family members. A detached garage with automatic openers includes a finished bonus room—ideal for a home office, studio, or hobby space. The property also features ample parking for your RV and toys, a high-end pre-wired Generac generator for backup power, and flat, usable acreage perfect for horses or livestock. Both living spaces share the same 60 GPM well, septic, electric meter, and Starlink offers excellent high-speed internet for those working remotely. Light CC&Rs help preserve the area’s natural beauty without unnecessary restrictions. Please allow 24-hour notice for showings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Centerville ElementaryGrades K-85.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Microwave,Stainless Steel Appliance(s),Electric Water Heater,Propane Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Storage Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4

Features

  • Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s),Pantry
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Hardwood,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Other
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,312
  • Total interior livable area: 4,312 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Hallway,Main Floor Bedroom Bath,One Level,Accessibility

Details

  • Parcel number: 04153000001100
  • Zoning: EA

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: RV Hookup
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s),Territorial,Valley

Lot

  • Lot size: 20 Acres
  • Features: Gentle Sloping,Level,Acres 20 to 50

Parking

  • Total spaces: 3
  • Parking features: Driveway,RV Access/Parking,Garage Door Opener,Attached,Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind

FEMA Declared Disasters in Klickitat County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$265$3,180
Property Taxes $140$1,680
Electricity $294$3,539
Total$4,086$49,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,091/yr
40% on housing$122,580/yr
45% on housing$108,960/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 98613$292
Klickitat County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 98613
Klickitat County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$699,900
2025-11-20Listing removed$699,900
2025-10-08Listed for sale$699,900
2004-11-24Sold$45,000

For Sale by Agent

AgentJennifer Kallio
BrokerageColdwell Banker Cascade Real Estate

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