See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

N6477 Schooley Rd, Irma, WI, 54442

2beds
1baths
768sqft
$275,000
$358price/sqft
$1,867/moest. monthly cost
$74,680/yrincome needed

About This Home

Adorable 2 bedroom 1 bath cottage nestled on 5 beautiful acres! Cozy up near the wood burning stove with hot cocoa or a good book! This charming property features a spacious deck perfect for relaxing or entertaining & a rare 4-car tandem garage with plenty of storage and work space. This home comes fully furnished for a truly move in ready experience. Enjoy peaceful country living with room to roam while still having all the comforts of home. Updates include: Metal Roof 2022, Large 8' Sliding Door 2024, Back Door & Screen 2024, New Carpet in Bedrooms 2026, Sump Crock & Sump Pump 2020, Dehumidifier (Industrial Grade) 2020,Window Air Conditioner 2023, Electrical Updated 2020, Electric in Shed 2024, Refrigerator 2021, Washer/Dryer 2021, Mattress King 2026, Mattress Queen 2024, Ceiling Fan Family Room 2023.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
5/10
Merrill High SchoolGrades 9-1211.1 mi

Construction

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10x11

Features

  • Ceiling Fan(s),Main Level Primary
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Wood Burning
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Level: First
  • Dimensions: 7x12

Living Room

  • Level: First
  • Dimensions: 12x15

Master Bedroom

  • Level: First
  • Dimensions: 12x12

Property

Details

  • Parcel number: 01833061319993
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open
  • Exterior features: Shed
  • Frontage length: 0,0

Lot

  • Lot size: 5 Acres
  • Features: Private,Rural Lot,Secluded,Wooded

Parking

  • Total spaces: 8
  • Parking features: Detached,Four Car Garage,Four or more Spaces,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$106$1,272
Property Taxes $200$2,400
Electricity $171$2,054
Total$1,867$22,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,011/yr
40% on housing$56,010/yr
45% on housing$49,786/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 54442$598
Lincoln County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 54442$210
Lincoln County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$275,000
2026-06-24Listed for sale$290,000
2020-06-09Sold$114,000
2019-11-12Price change$124,900
2019-08-21Listed for sale$127,900
2012-11-28Sold$85,000

For Sale by Agent

AgentAMANDA CLARK
BrokerageSHOREWEST - MINOCQUA

Similar Homes