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711 CHIPPEWA STREET, Merrill, WI, 54452

3beds
1baths
832sqft
$110,000
$132price/sqft
$937/moest. monthly cost
$37,480/yrincome needed

About This Home

Big potential at an approachable price! This charming 3 bedroom, 1 bath home stands out with immaculate curb appeal, a quality 2 car garage, paved driveway and paved patio in like new condition, features that can be hard to find in this price range. Inside, the recently updated bathroom features tile finishes and a fresh, quality feel. The real opportunity is upstairs: a full, functional staircase leads to nearly 600+ sq ft of unfinished attic space ready for your vision. Imagine a spacious primary suite, additional bedroom, home office, built-in storage, or even the potential for another bathroom. Whether you are looking for an affordable home today or one with room to grow tomorrow, 711 Chippewa St delivers. Offered at just $110,000?do not miss this rare combination of affordability, curb appeal, and future potential!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
5/10
Merrill High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1935

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Microwave

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 832

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 25131061120045
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Living area range: 751-1000

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 5999

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$63$756
Property Taxes $147$1,764
Electricity $171$2,054
Total$937$11,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,125/yr
40% on housing$28,110/yr
45% on housing$24,986/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 54452$137
Lincoln County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 54452$120
Lincoln County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Contingent$110,000
2026-08-01Listed for sale$110,000

For Sale by Agent

AgentBRIAN STEARNS
BrokerageEPIQUE REALTY

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