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W10905 Otto ROAD, Merrill, WI, 54452

4beds
2baths
2,818sqft
$750,000
$266price/sqft
$5,391/moest. monthly cost
$215,640/yrincome needed

About This Home

Escape the big city and retreat to 80 acres in the heart of Wisconsin's Northwoods, where rolling forests, winding trails, and true four-season recreation surround you. This cozy 4-bedroom cabin sleeps up to 20, offering the perfect place to relax, unwind, or live off the land. Enjoy a crackling fireplace and in-floor radiant heat (plus electric). Explore abundant wildlife, established food plots, and 2.5 acres of serene ponds. Located in Lincoln County, known for its lakes, forests, and hunting, fishing, and trail systems, this property delivers a true Northwoods experience. Whether you seek a private hunting retreat, secluded getaway, or off-grid escape, this property offers endless opportunity. Don't miss your chance to own this rare 80-acre sanctuary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Merrill High SchoolGrades 9-1215.2 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1987

Materials

  • Construction materials: Log,Stone,Brick/Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer

Basement

  • Basement: None / Slab

Bedroom2

  • Level: Main
  • Area: 220

Bedroom3

  • Level: Main
  • Area: 312

Bedroom4

  • Level: Main
  • Area: 289

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bedrooms: 4

Family Room

  • Level: Main
  • Area: 391

Features

  • Cathedral/vaulted ceiling,Kitchen Island

Heating

  • Heating features: Electric,Oil,Propane,In-floor,Radiant,Radiant/Hot Water

Interior Area

  • Total structure area: 2,818
  • Total interior livable area: 2,818 sqft

Kitchen

  • Level: Main
  • Area: 187

Living Room

  • Level: Main
  • Area: 322

Master Bedroom

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 00631041619996
  • Zoning: RES
  • Exclusions: Pool Table,Tapping Equipment

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond
  • Horses can be raised: Yes
  • Living area range: 2501-3000,2501 or more

Lot

  • Lot size: 80 Acres
  • Features: Horse Allowed,Wooded

Parking

  • Total spaces: 2.5
  • Parking features: Detached,2 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$433$5,196
Property Taxes $902$10,824
Electricity $264$3,177
Total$5,391$64,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,834/yr
40% on housing$161,730/yr
45% on housing$143,760/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 54452$129
Lincoln County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 54452$120
Lincoln County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$750,000
2025-07-17Listing removed$850,000
2024-12-23Price change$850,000
2024-12-23Price change$1,250,000
2024-03-22Price change$750,000
2024-01-27Listed for sale$1,050,000
2023-12-12Listing removed$960,000
2023-07-27Listed for sale$960,000
2019-12-06Listing removed$990,000
2019-06-07Price change$990,000
2019-06-05Listed for sale$1,500,000
2019-03-14Listing removed$1,500,000
2018-09-14Listed for sale$1,500,000

For Sale by Agent

AgentCorinne Fales
BrokerageCompass RE WI-Tosa

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