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106 E Valley Rd NE, Rome, GA, 30161

4beds
2baths
1,934sqft
$249,500
$129price/sqft
$1,984/moest. monthly cost
$79,360/yrincome needed

About This Home

Situated on a beautiful lot of over an acre, this 4 sided brick home offers the perfect combination of space, comfort, and charm. Featuring 4 Spacious bedroom and 2 full baths the home has warmth and character. The oversized master has a double closet as well as a walk-in, and a bath. The adjacent room is versatile and could be used as a 4th bedroom, office, or nursery. You will feel at home coming in the home, as the warmth of family surrounds you. The hardwood floors are beautiful and in good condition. The Sunroom is located off the kitchen and overlooking a beautiful backyard - making a great spot for your morning coffee, or just bird watching. The backyard has multiple spots to add your favorite outdoor games, or a fire-pit area. There are endless possibilities in this spacious area. The parking pad is oversized. The storage off the carport has a loft type storage that goes about 1/2 way over the parking area. Great spot for seasonal items.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Main Elementary SchoolGrades PK-61.2 mi
3/10
Rome Middle SchoolGrades 7-81.4 mi
6/10
Rome High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Kitchen

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Great Room

Features

  • Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Other
  • Cooling features: Central Air,Electric,Other

Interior Area

  • Total structure area: 1,934
  • Total interior livable area: 1,934 sqft

Kitchen

  • Features: Cabinets Other

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: K13Y 084
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Glass Enclosed
  • Exterior features: Other,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood,Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.26 Acres
  • Features: Back Yard,Level
  • Lot size dimensions: 110 x255 x 334 x 394

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,261$15,132
Home Insurance *$183$2,196
Property Taxes $321$3,852
Electricity $219$2,637
Total$1,984$23,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,022/yr
40% on housing$59,520/yr
45% on housing$52,906/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 30161$121
Floyd County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 30161$153
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$248,500
2026-05-09Listed for sale$249,000

For Sale by Agent

AgentGinger Alexander
BrokerageHardy Realty and Development Company

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