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1185 Jack Smith Rd, Rockfield, KY, 42274

5beds
5baths
5,500sqft
$1,350,000
$245price/sqft
$8,539/moest. monthly cost
$341,560/yrincome needed

About This Home

Situated on approximately 73 acres at 1185 Jack Smith Road, this custom-built home offers privacy, natural beauty, spacious living just minutes from town and many updates since the current owners moved in, see documents. Built by Doug Martens, the property is surrounded by mature woods and borders approximately 400 acres of undeveloped private land, creating a peaceful and secluded setting with abundant wildlife. A 48x60 custom built barn with 4 12x12 Preifert stalls, in addition to the office space there is feed and tack rooms. There's also a 15x60 storage room for machinery. The land features a freshwater spring, pond, and gently rolling terrain. The property was previously divided into five separate tracts, offering potential flexibility for future use. The home offers over 5,000 square feet of living space with Brazilian cherry hardwood flooring, ceilings over 10 feet, and detailed trim work throughout. A two-story foyer with a wrap-around staircase leads into the main living area featuring vaulted ceilings, a stone fireplace, and wet bar. The kitchen includes custom cabinetry, ample storage, a walk-in pantry, and an adjacent full bath that also serves as a storm shelter. Additional features include a security system and surround sound intercom. The primary suite includes heated tile floors, a whirlpool tub, a large walk-in closet with custom shelving, and a private screened porch. The upper level includes four additional bedrooms, including one with a private bath and two connected by a Jack-and-Jill bathroom, along with a media area and bonus room with a secondary staircase to the kitchen. Additional improvements include an attached two-car garage and a detached four-car workshop. Conveniently located near Bowling Green amenities including shopping, dining, Western Kentucky University, the National Corvette Museum, and the regional airport. Nashville, TN is approximately one hour away. Private financing may be possible.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
4/10
1/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Freezer,Microwave,Gas Range,Refrigerator,Heat Pump
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Tub,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Upper
  • Area: 221

Bedroom3

  • Level: Upper
  • Area: 234

Bedroom4

  • Level: Upper
  • Area: 221

Bedroom5

  • Level: Upper
  • Area: 234

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 195

Features

  • Bookshelves,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Closet Light(s),Walk-In Closet(s),Wet Bar,Walls (Dry Wall),Eat-in Kitchen,Formal Dining Room
  • Door features: Insulated Doors
  • Window features: Screens,Thermo Pane Windows,Window Treatments
  • Flooring: Hardwood
  • Fireplace features: Propane,Vented
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,500
  • Total interior livable area: 5,500 sqft

Kitchen

  • Features: Granite Counters,Pantry

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 320

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom

Details

  • Parcel number: 018A12A
  • Other equipment: Intercom,Sump Pump
  • Horse amenities: Horse Facilities

Features

  • Levels: One and One Half
  • Patio & porch: Covered Front Porch,Covered Deck,Covered Patio
  • Exterior features: Concrete Walks,Landscaping,Mature Trees
  • Fencing: Other

Lot

  • Lot size: 73.47 Acres
  • Features: Rural Property,Trees,Farm

Parking

  • Total spaces: 6
  • Parking features: Multiple Garages,Garage Faces Side,Utility Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$626$7,512
Property Taxes $653$7,836
Electricity $434$5,212
Total$8,539$102,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$292,765/yr
40% on housing$256,170/yr
45% on housing$227,706/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 42274$171
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42274$182
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,990,000
2026-03-30Listed for sale$1,999,500
2024-11-26Sold$1,550,000
2024-09-16Listed for sale$1,657,300
2024-09-04Listing removed$1,300,000
2024-04-26Price change$1,300,000
2024-01-05Price change$1,799,900
2023-09-14Price change$1,899,900
2023-07-28Listed for sale$1,999,000
2023-07-28Listing removed$1,450,000
2023-03-07Listed for sale$1,450,000
2023-03-07Listing removed$1,999,000
2023-01-24Price change$1,999,000
2022-10-28Listed for sale$2,150,000
2021-12-30Listing removed$1,699,900
2021-07-01Price change$1,699,900
2021-01-21Price change$1,299,000
2020-10-12Price change$1,399,000
2020-06-24Price change$1,299,000
2019-12-23Listed for sale$1,399,000
2018-11-16Sold$850,000
2018-08-21Pending sale$1,420,000
2017-10-12Price change$1,420,000
2017-06-30Price change$1,595,000
2017-05-04Listed for sale$1,700,000

For Sale by Agent

AgentAshley Searcy
BrokerageCrye-Leike Executive Realty

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