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627 Farmer Ln, Bowling Green, KY, 42104

6beds
4baths
4,268sqft
$549,900
$129price/sqft
$3,820/moest. monthly cost
$152,800/yrincome needed

About This Home

Welcome to 627 Farmer Lane, a rare opportunity in one of Bowling Green's most sought-after areas, conveniently located just off Elrod Road and zoned for Jody Richards Elementary School and South Warren High School. This spacious home offers 6 bedrooms, a large bonus room, 3 full bathrooms, and 1 half bath, providing exceptional flexibility for a variety of living needs. Whether you're looking for extra space for a home office, hobby rooms, guest accommodations, or additional living areas, this layout offers endless possibilities. Situated on an expansive 0.65-acre lot, the outdoor space is truly a standout feature. Properties with this kind of yard are becoming increasingly hard to find in this area. The fenced-in backyard provides both privacy and room to enjoy the outdoors, with plenty of space for entertaining or creating your ideal outdoor setup. From the moment you arrive, the wraparound front porch adds charm and character, offering the perfect spot to relax and enjoy the surroundings. With no HOA, you'll appreciate the added flexibility and freedom this property provides. If you've been searching for space, location, and versatility all in one, 627 Farmer Lane is a must-see.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
9/10
9/10
South Warren High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Electric Range,Refrigerator,Smooth Top Range,Electric Water Heater
  • Laundry features: In Hall,Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Separate Shower,Tub,Walk-In Closet(s)

Bedroom2

  • Level: Upper
  • Area: 161.9583

Bedroom3

  • Level: Upper
  • Area: 175.4514

Bedroom4

  • Level: Upper
  • Area: 166.3958

Bedroom5

  • Level: Upper
  • Area: 168.8264

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Closet Light(s),Split Bedroom Floor Plan,Walk-In Closet(s),Walls (Dry Wall),Kitchen/Dining Combo
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: None
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,268
  • Total interior livable area: 4,268 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters
  • Level: Main
  • Area: 305.8611

Living Room

  • Level: Main
  • Area: 527.25

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 334.4444

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 042A13069

Features

  • Levels: Two
  • Patio & porch: Deck,Porch
  • Exterior features: Concrete Walks,Lighting,Mature Trees,Outdoor Lighting,Trees
  • Fencing: Back Yard,Rail,Partial
  • Waterbody name: None

Lot

  • Lot size: 0.65 Acres
  • Features: County,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Ice Storm
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$286$3,432
Property Taxes $417$5,004
Electricity $337$4,044
Total$3,820$45,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,971/yr
40% on housing$114,600/yr
45% on housing$101,866/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 42104$162
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42104$172
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$549,900
2026-01-28Listing removed$564,900
2025-05-02Listed for sale$564,900
2025-05-01Listing removed$569,900
2024-10-31Listed for sale$569,900
2014-07-23Sold$300,500
2014-06-18Listed for sale$319,900
2013-12-23Listing removed$319,900
2013-09-26Price change$319,900
2013-06-13Price change$329,900
2012-09-19Listed for sale$289,900
2012-08-28Sold$130,000
2012-08-07Price change$149,990
2012-07-11Price change$179,990
2012-06-05Price change$199,900
2012-04-19Price change$214,900
2012-03-17Price change$229,500
2012-03-16Listed for sale--

For Sale by Agent

AgentTony M Huynh
BrokerageKeller Williams First Choice R

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