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684 Matlock Rd, Bowling Green, KY, 42104

6beds
4baths
6,704sqft
$1,495,000
$223price/sqft
$9,956/moest. monthly cost
$398,240/yrincome needed

About This Home

This quality home features solid oak throughout including six panel doors and was built with ICF construction for your peace of mind. Massive kitchen with a six burner gas stove, double oven, double refrigerators and counter space galore, perfect when entertaining. The extra large walk in pantry is a bonus. The formal dining room is currently being used as a theatre room and playroom and has a pass through from the kitchen. The double sided fireplace can be enjoyed from kitchen and family rooms. The wet bar in the family room is great for parties or family smoothie night! The primary BR on the main level has 2 walk in closets and it's own washer and dryer. The primary bath features a walk in shower and claw foot tub to relax in. The 5 BR's upstairs have walk in closets with 2 more in the bonus room. Both upstairs baths have double size linen closets. Zoned heat & air upstairs, 3 BR's on one side and 2 on the other. Living room up has built ins and a door behind them for access. Upstairs has it's own large laundry room 16'3x7' and an extra storage room 10'7x8'. Bonus room is on the 3rd floor. Central vac main level and up. Intercom system throughout. Out back is an in ground saltwater pool, screened room and a huge patio for entertaining along with a fenced yard for small children or pets. The building next door to the house has 2800 sq ft of additional finished living/office space with 2 full baths, plus garage space. Total finished sq ft of living space 6704 + 2800 is 9504. The back shop is concrete-floored with 4500 sq ft. and 6 overhead doors. Agent owned.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Plano Elementary SchoolGrades PK-61.8 mi
9/10
9/10
South Warren High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Brick/Siding,ICFs (Insulated Concrete Forms)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Wall Oven,Cooktop,Dishwasher,Double Oven,Microwave,Refrigerator,Self Cleaning Oven,Trash Compactor,Electric Water Heater,Multiple Water Heaters
  • Laundry features: Closet,Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Separate Shower,Tub,Tub/Shower Combo

Bedroom2

  • Level: Upper
  • Area: 238.4583

Bedroom3

  • Level: Upper
  • Area: 266.7778

Bedroom4

  • Level: Upper
  • Area: 206.6389

Bedroom5

  • Level: Upper
  • Area: 191.1111

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 288

Family Room

  • Level: Main
  • Area: 660

Features

  • Bookshelves,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Closet Light(s),Split Bedroom Floor Plan,Walk-In Closet(s),Wet Bar,Central Vacuum,Walls (Dry Wall),Formal Dining Room,Kitchen/Dining Combo
  • Window features: Thermo Pane Windows,Tilt,Window Treatments,Blinds,Drapes
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Multi-Zone,Multiple,Electric
  • Cooling features: Central Air,Central Electric,Zoned

Interior Area

  • Total structure area: 6,704
  • Total interior livable area: 6,704 sqft

Kitchen

  • Features: Granite Counters,Bar,Pantry
  • Level: Main
  • Area: 576

Living Room

  • Level: Upper
  • Area: 720

Master Bathroom

  • Level: Main
  • Area: 149.4167

Master Bedroom

  • Level: Main
  • Area: 269.4514

Property

Accessibility

  • Accessibility features: Walk in Shower

Details

  • Parcel number: 042A62D
  • Other equipment: Intercom,Sump Pump

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Patio,Porch,Screened Porch
  • Exterior features: Lighting,Landscaping,Mature Trees,Outdoor Lighting
  • Fencing: Fenced Pool Area,Fenced
  • Waterbody name: None

Lot

  • Lot size: 7.41 Acres
  • Features: Level,Rural Property,Trees,County

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Garage Door Opener,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Ice Storm
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$778$9,336
Property Taxes $1,090$13,080
Electricity $529$6,353
Total$9,956$119,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,348/yr
40% on housing$298,680/yr
45% on housing$265,493/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 42104$160
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42104$172
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,550,000
2021-10-04Listing removed--
2021-06-14Price change$995,000
2021-05-04Price change$1,290,000
2020-09-22Price change$235,000
2019-11-20Price change$1,150,000
2019-07-01Price change$1,225,000
2019-06-26Price change$1,290,000
2019-06-07Price change$1,225,000
2018-11-08Listed for sale$1,290,000
2018-06-01Listing removed$1,250,000
2018-04-10Listed for sale$1,250,000

For Sale by Agent

AgentCris Baker
BrokerageBenchmark Realty, LLC

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