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420 Old Union Church Rd, Bowling Green, KY, 42104

3beds
3baths
2,188sqft
$575,000
$263price/sqft
$3,687/moest. monthly cost
$147,480/yrincome needed

About This Home

These opportunities don't come along often! Now available, 3 bed, 2 bath brick home sitting on just under 12 acres. Home has well over 2,100 sqft. with an office, formal dining room and sunroom. There's also a carriage house that offers over 600 extra sqft. of living space. It's perfect for an in-law suite or rec. room and has a full bath as well. Large barn on property, 2 ponds and fencing galore for cattle or horses. Priced $25K less than recent appraisal, so act fast and call today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Plano Elementary SchoolGrades PK-62.8 mi
9/10
9/10
South Warren High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Dimensional,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator,Electric Water Heater
  • Laundry features: In Kitchen

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Granite Counters,Separate Shower,Tub,Walk-In Closet(s)

Bedroom2

  • Level: Main
  • Area: 154.4444

Bedroom3

  • Level: Main
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 157.9306

Features

  • Bookshelves,Ceiling Fan(s),Closet Light(s),Walk-In Closet(s),Walls (Dry Wall),Formal Dining Room
  • Door features: Insulated Doors
  • Window features: Replacement Windows,Partial Window Treatments
  • Flooring: Laminate
  • Fireplace features: Propane
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Solar

Interior Area

  • Total structure area: 2,188
  • Total interior livable area: 2,188 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters,Pantry
  • Level: Main
  • Area: 162.1667

Living Room

  • Level: Main
  • Area: 350.625

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 198.3333

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 056A12

Features

  • Exterior features: Concrete Walks,Lighting,Landscaping,Mature Trees,Trees
  • Fencing: Plank Fence,Board,Partial
  • Waterfront features: Pond(s)
  • Topography of land: Rolling

Lot

  • Lot size: 11.77 Acres
  • Features: Rural Property,Trees,County,Farm,Out of City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$299$3,588
Property Taxes $309$3,708
Electricity $172$2,073
Total$3,687$44,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,411/yr
40% on housing$110,610/yr
45% on housing$98,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 42104$160
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42104$172
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$575,000
2026-07-14Price change$575,000
2026-06-10Listed for sale$589,900
2017-06-29Sold$267,500

For Sale by Agent

AgentGary W Wantland
BrokerageRE/MAX Real Estate Executives

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