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995 College St, Smiths Grove, KY, 42171

5beds
3baths
2,562sqft
$499,000
$195price/sqft
$3,387/moest. monthly cost
$135,480/yrincome needed

About This Home

Welcome to this stunning 5 bedroom, 3 bathroom home offering the perfect blend of comfort and luxury! Enjoy your own private backyard oasis with a heated saltwater pool, newly added in law suite with a private entrance , gorgeous spa style master bath, and modern updates throughout !This home is fully renovated and is perfect for multi generational living ! Contact me today for a private showing!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Warren East High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Granite Counters,Tub,Walk-In Closet(s)

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s),Walls (Dry Wall),Kitchen/Dining Combo
  • Window features: Thermo Pane Windows,Partial Window Treatments
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,562
  • Total interior livable area: 2,562 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Handicap Parking,Walk in Shower

Details

  • Parcel number: n/a

Features

  • Levels: One and One Half
  • Pool features: In Ground
  • Patio & porch: Porch
  • Exterior features: Landscaping
  • Fencing: Fenced
  • Waterbody name: None

Lot

  • Lot size: 0.59 Acres
  • Features: Level,Subdivided

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$297$3,564
Property Taxes $365$4,380
Electricity $202$2,427
Total$3,387$40,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,125/yr
40% on housing$101,610/yr
45% on housing$90,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 42171$132
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42171$164
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$549,900
2026-04-07Price change$550,000
2026-02-16Listed for sale$559,900
2023-04-15Listing removed--
2023-02-27Listed for sale$379,000
2023-02-22Pending sale$379,000
2023-02-07Listed for sale$379,000
2021-03-24Listing removed--
2020-04-26Listing removed$242,500
2020-01-27Pending sale$242,500
2019-11-25Listed for sale$242,500
2013-04-11Sold$165,000
2012-12-09Listing removed$215,900
2012-10-10Listed for sale$215,900

For Sale by Agent

AgentLeslie Stark
BrokerageKeller Williams First Choice R

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