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3975 Hydro Pondsville Rd, Smiths Grove, KY, 42171

2beds
1baths
768sqft
$195,000
$254price/sqft
$1,405/moest. monthly cost
$56,200/yrincome needed

About This Home

Nice efficient two bedroom with a master bath sitting on a 1 acre lot in Warren County. One of the most best review neighborhoods easy access to Bowling Green an Glasgow .

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Warren East High SchoolGrades 9-129.9 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 088A04

Features

  • Exterior features: Other,Vinyl
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached,Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$116$1,392
Property Taxes $149$1,788
Electricity $154$1,850
Total$1,405$16,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,171/yr
40% on housing$42,150/yr
45% on housing$37,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 42171$139
Warren County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 42171$164
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$200,000
2024-08-10Listing removed--
2024-07-04Listed for sale$150,000

For Sale by Owner

AgentProperty Owner

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