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4898 Southern Valley Loop, Brooksville, FL, 34601

5beds
5baths
3,890sqft
$729,000
$187price/sqft
$4,809/moest. monthly cost
$192,360/yrincome needed

About This Home

Welcome to this stunning, less than one-year-old executive home located in the prestigious Southern Hills community, a premier luxury golf course neighborhood offering resort-style living near Tampa and a private airport. Perfectly positioned on the golf course, this exceptional 5-bedroom, 4-bath residence combines elegance, space, and modern design ideal for growing families or multigenerational living. Step inside to discover luxury tile flooring throughout the main living areas, soaring ceilings accented by custom wood beams, and a gorgeous open-concept layout designed for both everyday comfort and entertaining. The expansive chef’s kitchen seamlessly opens to the large living room and eat-in dining area, all overlooking breathtaking golf course views. Features include a large walk-in pantry, separate butler’s pantry, and abundant cabinetry and counter space. The oversized owner’s suite is conveniently located on the ground level and serves as a private retreat, complete with a spa-like owner’s bathroom featuring upscale finishes and generous space. Additional bedrooms and bathrooms are thoughtfully designed to accommodate family and guests, while an upstairs living area provides a flexible bonus space perfect for a media room, playroom, or secondary lounge. This top-tier executive home also offers an oversized garage, ample storage throughout, and high-quality construction with modern finishes. A majority of the community development district (CDD) has already been paid, providing added value for the next owner. Located within the luxurious Southern Hills golf community, residents enjoy beautifully maintained surroundings, access to championship golf, and a prime location close to Tampa, shopping, dining, and a nearby private airport. This exceptional property offers the perfect blend of luxury, functionality, and lifestyle in one of the area’s most sought-after communities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
Moton Elementary SchoolGrades PK-52.8 mi
2/10
Hernando High SchoolGrades PK,6-124.6 mi
5/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bathtub,Dual Sinks,Eat-in Kitchen,High Ceilings,Main Level Primary,Primary Suite,Pantry,Stone Counters,Solid Surface Counters,Separate Shower,Tub Shower,Walk-In Closet(s),Wood Cabinets
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 3,890 sqft

Property

Details

  • Parcel number: 01594732
  • Zoning: Out of County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 0.31 Acres
  • Features: Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$301$3,612
Property Taxes $431$5,172
Electricity $391$4,697
Total$4,809$57,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,880/yr
40% on housing$144,270/yr
45% on housing$128,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34601$131
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34601$236
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$774,999
2026-03-19Price change$779,999
2026-02-26Price change$799,000
2026-01-28Listed for sale$825,000
2025-06-11Sold$730,000
2025-05-14Listed for sale$749,900
2024-04-22Sold$421,239
2023-12-15Listing removed--
2023-08-03Price change$835,440
2023-06-09Listed for sale$836,790

For Sale by Agent

AgentThomas Homan, Homan Realty Group Inc., Spencer T Ward, Homan Realty Group Inc
BrokerageHoman Realty Group Inc.

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