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108 Timber Creek Ct, Lindale, TX, 75771

2beds
3baths
1,820sqft
$295,000
$162price/sqft
$2,413/moest. monthly cost
$96,520/yrincome needed

About This Home

Welcome to easy living in the heart of Lindale! Located within the gated community of Timber Creek Villas and zoned to highly sought-after Lindale ISD, 108 Timber Creek Ct offers the perfect combination of luxury, comfort, and low-maintenance convenience. Tucked away at the end of a peaceful cul-de-sac, this impeccably maintained brick home is surrounded by quiet streets and a welcoming neighborhood atmosphere while still being just minutes from shopping, dining, medical facilities, and quick access to everything Lindale has to offer. From the moment you step inside, you’ll notice the quality craftsmanship and custom details throughout. Tall ceilings, abundant natural light, and an open-concept layout create a bright and inviting space that feels both elegant and comfortable. The spacious living area flows seamlessly into the gourmet kitchen, making this home ideal for entertaining guests or simply enjoying everyday life. The kitchen is beautifully designed with custom cabinetry, granite countertops, stainless steel appliances, a large center island, and ample prep and storage space. Just beyond the kitchen, a generously sized butler’s pantry adds exceptional functionality and leads directly into the oversized laundry room complete with even more storage and room for a second refrigerator or freezer. One of the home’s most desirable features is the dual master suite layout, offering flexibility for multi-generational living, long-term guests, or private office space. Each suite provides comfort, privacy, and beautifully finished bathrooms designed with convenience in mind. Additional features include a two-car attached garage, energy-efficient construction, elegant finishes, and thoughtfully designed spaces throughout. Every inch of this home reflects attention to detail and pride of ownership. If you’ve been searching for a home that offers upscale finishes without the burden of extensive upkeep, this is the perfect fit.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
9/10
8/10
Lindale High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Dishwasher,Disposal,Microwave,Refrigerator,Double Oven,Instant Hot Water,Tankless Electric Water Heater

Bathroom

  • Features: Shower Only,Shower and Tub,Separate Dressing Areas,Separate Water Closet,Walk-In Closet(s),Bar,Other /See Remarks

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Kitchen Island
  • Window features: Blinds
  • Flooring: Carpet,Wood,Tile
  • Fireplace features: Gas Starter,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas
  • Cooling features: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 180205000000005000
  • Special condition: Homeowner's Assn Dues

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Open,Patio Covered
  • Exterior features: Sprinkler System
  • Fencing: Wood,Wrought Iron

Lot

  • Lot size: 5,575 sqft
  • Features: Cul-De-Sac,Subdivision Lot

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$224$2,688
Property Taxes $460$5,520
Electricity $238$2,859
Total$2,413$28,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,731/yr
40% on housing$72,390/yr
45% on housing$64,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 75771$205
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75771$178
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$295,000
2026-06-29Listed for sale$299,900
2026-06-19Pending sale$299,900
2026-05-27Listed for sale$299,900
2024-10-08Sold--
2024-09-09Contingent$275,000
2024-09-09Pending sale$275,000
2024-08-16Price change$275,000
2024-08-01Price change$289,000
2024-05-22Price change$299,000
2024-04-09Price change$305,000
2024-03-27Price change$325,000
2024-03-08Listed for sale$345,000
2020-07-17Listing removed$223,500
2020-06-18Pending sale$223,500
2020-06-11Listed for sale$223,500
2020-04-23Pending sale$223,500
2019-11-13Price change$223,500
2019-10-25Pending sale$219,500
2019-10-07Price change$219,500
2019-10-04Listed for sale$214,500
2019-03-29Listing removed$214,500
2019-01-31Price change$214,500
2018-07-25Listed for sale$219,900

For Sale by Agent

AgentKatherine Edwards
BrokerageCentury 21 First Group - Lindale

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