108 N Main St, Alta, IA, 51002
About This Home
Adorable 3-bedroom, 1-bath home situated on a spacious lot with partial fencing and plenty of outdoor amenities! This well-maintained property offers 1,550 sq. ft. of main-level living space and features numerous recent updates throughout. Improvements include new light fixtures, new exterior doors, a new kitchen sink, new toilet, and a new A/C unit. The furnace has recently been serviced, and the home has been spray foam insulated for added comfort and efficiency. Inside, you’ll find durable commercial-grade LVP flooring throughout much of the home, creating a clean and modern feel. A small pocket basement with trap door access houses utilities and provides crawl space access. Outside, the property continues to impress with a one-stall garage featuring its own sub-panel, ample off-street parking, an 8x10 vinyl storage shed, a cozy fire pit area, and even a rhubarb patch behind the garage. RV and camper owners will appreciate the dedicated 50-amp camper hookup located on the southwest corner of the home. For added peace of mind, the home also includes four Eufy security cameras that stay with the property. This charming home offers comfort, functionality, and plenty of extras both inside and out!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Rented
- Laundry features: Main Level
Basement
- Basement: Other-See Comments
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Flooring: Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,550
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,550
- Total interior livable area: 1,550 sqft
Property
Details
- Parcel number: 0923352010
Features
- Exterior features: Outdoor Fire Area
- Fencing: Fenced
Lot
- Lot size: 10,018 sqft
- Features: Landscaped,Level,Wooded
Parking
- Total spaces: 1
- Parking features: Detached,Gravel
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Strong Wind
- Drought
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $983 | $11,796 |
| Home Insurance * | $317 | $3,804 |
| Property Taxes | $222 | $2,664 |
| Electricity | $121 | $1,452 |
| Total | $1,643 | $19,716 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $194,500 |
| 2026-07-22 | Listed for sale | $200,000 |
| 2026-05-19 | Pending sale | $200,000 |
| 2026-05-15 | Price change | $200,000 |
| 2018-09-12 | Price change | $124,900 |
| 2018-08-27 | Listed for sale | $127,500 |
| 2014-07-24 | Sold | $90,000 |
| 2014-06-03 | Pending sale | $86,000 |
| 2014-02-27 | Price change | $86,000 |
| 2013-11-05 | Listed for sale | $88,000 |
| 2013-10-24 | Pending sale | $88,000 |
| 2013-10-01 | Listed for sale | $88,000 |
| 2009-11-30 | Sold | $74,900 |
| 2009-03-31 | Sold | $10,000 |
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