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502 S Ohio Ave #D-201, Mason City, IA, 50401

2beds
2baths
1,761sqft
$215,000
$122price/sqft
$1,676/moest. monthly cost
$67,040/yrincome needed

About This Home

MOVE RIGHT IN and enjoy easy condo living! This well-cared-for home offers a spacious layout with both a welcoming living room and a cozy family room with fireplace—perfect for everyday living or entertaining. The updated kitchen features quartz countertops, cork flooring, stainless steel appliances, and flows nicely into the dining area. Thoughtful updates include new flooring across the main living areas, a refreshed primary bath, updated deck, new exterior door, and newer water heater. Tilt-in windows make second-story cleaning simple and convenient. Offering 2 bedrooms, 2 baths, in-unit laundry, walk-in closet, and a versatile lower-level space currently used as an exercise area, office, and storage. Attached 2-stall garage. Relax on the deck while the association takes care of the snow and lawn. Easy living starts here—Welcome HOME!

Getting Around

63
WalkingSomewhat Walkable
18
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

6/10
6/10
John Adams Middle SchoolGrades 7-80.5 mi
4/10
Mason City High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Block,Poured
  • Roof: Asphalt
  • Construction materials: Brick,Frame,Attic Insulation,Basement Insulation,Sidewall Insulation

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Pantry,Refrigerator,Washer/Dryer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Separate Shower,Shower,Tub

Bedroom1

  • Level: Main
  • Area: 240

Bedroom2

  • Level: Main
  • Area: 288

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Formal Dining
  • Level: Main
  • Area: 144

Family Room

  • Level: Main
  • Area: 324

Features

  • Ceiling Fan(s),Natural Wood,Open Staircase,Walk-In Closet(s)
  • Window features: Double Hung,Thermal,Wood Sash
  • Flooring: Ceramic Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,761
  • Total interior livable area: 1,761 sqft

Kitchen

  • Level: Main
  • Area: 100

Living Room

  • Level: Main
  • Area: 320

Master Bathroom

  • Features: Master Bath,Master Bath Shower

Property

Details

  • Parcel number: 071130700400
  • Zoning description: RG/GENERAL RES

Features

  • Patio & porch: Deck
  • Exterior features: Sidewalks

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$236$2,832
Property Taxes $222$2,664
Electricity $131$1,576
Total$1,676$20,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,462/yr
40% on housing$50,280/yr
45% on housing$44,693/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 50401$112
Cerro Gordo County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50401$97
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$225,000
2017-09-01Sold$173,000
2017-08-11Listed for sale$179,900
2012-11-15Sold$150,000

For Sale by Agent

AgentJANE FISCHER
BrokerageJane Fischer & Associates Llc

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