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18905 161st Ave, Manchester, IA, 52057

4beds
4baths
3,600sqft
$560,000
$156price/sqft
$4,154/moest. monthly cost
$166,160/yrincome needed

About This Home

Beautiful home on corner lot. 3/4 acre. Septic system. Shared well. Forced heating, Central Air, Dual electric water heaters. Large walk in closets. Lots of storage. Beautiful view. Brick front with vinly on other sides. . 3 Bedroom upstairs and 1 Bedroom downstairs. Hardwood floor in kitchen. Two electric fireplaces. Two walk in showers, 1 standard shower. Finishished walkout basement with large bar. Large brick patio with fire ring. Heated garage. Basketball court. Composite deck (install 3 years ago). All appliances stay. 8 person Hot tub stays if wanted. 563-599-5890 ask for Jay

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
9/10
West Delaware High SchoolGrades 9-122.5 mi
4/10
Lambert Elementary SchoolGrades PK-42.4 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Slate
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 140180401200

Features

  • Exterior features: Other

Lot

  • Lot size: 0.67 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$562$6,744
Property Taxes $493$5,916
Electricity $268$3,222
Total$4,154$49,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,422/yr
40% on housing$124,620/yr
45% on housing$110,773/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 52057$188
Delaware County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 52057
Delaware County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-05Listed for sale$560,000
2009-09-15Sold$235,000

For Sale by Owner

AgentProperty Owner

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