706 Pearl St, Sabula, IA, 52070
About This Home
Living the river life has never been easier. Located just one block off the Mississippi River, this turn-key 2-bedroom, 2-bath retreat offers the ultimate mix of relaxation, entertaining space, and everyday convenience -- and it comes complete with your own pontoon and golf cart! Walk right into a bright, welcoming eat-in kitchen complete with a cozy breakfast bar that's perfect for morning coffee and casual bites. The space opens up effortlessly into a spacious living room, creating a great natural flow for day-to-day living. Tucked away off the kitchen, main-floor laundry keeps daily chores effortless and out of the way. The garage has been thoughtfully converted into an incredible four-season entertainment den complete with a custom bar area, a cozy wood-burning stove for crisp evening hangouts, and a private hot tub to unwind after a day on the water. Adding even more versatility, a separate exterior entrance leads to a private upstairs studio space. Whether you need an in-law suite, a guest hideaway, dedicated storage, or potential rental income, this extra space gives you endless options. Turn-key river properties with this much flex space and personality truly have to be experienced in person to be appreciated. Don't wait until the weekend, schedule a walkthrough today and start living the island life today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Main Level,Electric Dryer Hookup,In Bathroom
Basement
- Has basement: Yes
- Basement: Unfinished,Partial
Bedroom2
- Features: Flooring (Carpet),Window Treatments (Blinds)
- Level: Main
- Area: 121
- Dimensions: 11X11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Dimensions: COMBO
Features
- In-Law Floorplan
- Window features: Skylight(s)
Foyer
- Features: Flooring (Vinyl)
- Level: Main
- Area: 56
- Dimensions: 8X7
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air,Window Unit(s)
Interior Area
- Total structure area: 1,923
- Total interior livable area: 1,648 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,SolidSurfaceCounter),Flooring (Vinyl),Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 150
- Dimensions: 10X15
Living Room
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 256
- Dimensions: 16X16
Master Bedroom
- Features: Flooring (Carpet),Window Treatments (Blinds,Curtains/Drapes),Bathroom (Full)
- Level: Main
- Area: 208
- Dimensions: 16X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 902220329017000
- Special condition: None
Features
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Fire Pit
- Has spa: Yes
- Spa features: Outdoor Hot Tub
Lot
- Lot size: 7,840 sqft
- Features: Level
- Lot size dimensions: 74x100x77x100
Parking
- Parking features: Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Tornado
- Ice Storm
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $908 | $10,896 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $218 | $2,616 |
| Electricity | $122 | $1,475 |
| Total | $1,362 | $16,344 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $179,700 |
| 2021-02-04 | Sold | $45,100 |
| 2020-03-04 | Listing removed | $87,500 |
| 2019-11-21 | Price change | $87,500 |
| 2019-05-18 | Listed for sale | $95,000 |
| 2015-07-10 | Sold | $82,000 |
| 2015-06-13 | Pending sale | $87,500 |
| 2015-06-09 | Listed for sale | $87,500 |
| 2015-06-01 | Pending sale | $87,500 |
| 2015-03-12 | Price change | $87,500 |
| 2015-02-08 | Price change | $92,500 |
| 2014-12-09 | Listed for sale | $98,000 |
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