




40 N Plum St, Lancaster, PA, 17602
About This Home
***Downtown Lancaster City Investment Portfolio For Sale*** 2-UNIT 145 E CHESTNUT ST. $524,900., 3-UNIT 152 E WALNUT ST. $449,900., SINGLE 40 N PLUM ST. $214,900., 2-UNIT 241 N FRANKLIN ST. // SOLD, SINGLE 243 N FRANKLIN ST. // SOLD, 3-UNIT + GARAGE 404 W ORANGE ST. // SOLD *** 40 North Plum Street is leased through 12/14/2026 for $1,580. per month. Nestled in a charming neighborhood, this delightful 2-bedroom, 1-bathroom townhouse exudes warmth and character. Built in 1890, its traditional masonry design offers a glimpse into the past while providing modern comforts. The inviting interior features a large, clean and dry full basement, perfect for storage or to finish it off to your liking. Refinished hardwood floors 2014 and updated appliances 2015. The community surrounding this home is vibrant and welcoming, with local parks just a short stroll away, ideal for leisurely walks in nature all while living in the city. Residents enjoy easy access to nearby schools, ensuring quality education is within reach. The neighborhood boasts a variety of shops and eateries, fostering a strong sense of community and connection. Easy on-street parking adds convenience, while the low-maintenance allows you to spend more time enjoying the local amenities. Please reference the included Plat Map showing the property line along the back of the home. This outdoor space is owned and maintained by the property next door, so enjoy the gardens without any of the required upkeep. Potential to have access to this space per your new neighbor. Also enjoy open grassy space at Musser Park and Reservoir Park, just a couple blocks away in either direction. This property is not just a house; it's a place to create lasting memories in a community that feels like home. Experience the charm and comfort of this lovely townhouse today!
Getting Around
Schools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Stone
- Construction materials: Masonry
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,350
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 1,350
- Total interior livable area: 1,350 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3321738000000
- Zoning: RES
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 436 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,086 | $13,032 |
| Home Insurance * | $60 | $720 |
| Property Taxes | $214 | $2,568 |
| Electricity | $224 | $2,692 |
| Total | $1,584 | $19,008 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Price change | $214,900 |
| 2026-05-15 | Listed for sale | $229,900 |
| 2025-11-18 | Listing removed | $1,495 |
| 2025-11-12 | Listed for rent | $1,495 |
| 2021-03-24 | Listing removed | -- |
| 2018-05-15 | Listing removed | $1,100 |
| 2018-04-02 | Listed for rent | $1,100 |
| 2010-04-01 | Sold | $86,000 |
| 2005-07-27 | Sold | $53,500 |
| 2005-03-08 | Sold | $2,273 |
| 1998-12-07 | Sold | $34,500 |
