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109 W Southridge Rd, Marshalltown, IA, 50158

4beds
2baths
1,614sqft
$259,900
$161price/sqft
$2,106/moest. monthly cost
$84,240/yrincome needed

About This Home

A rare opportunity to own a beautifully renovated duplex in an excellent location! This property truly stands out, with the level of quality and updates. Both units have been thoughtfully refreshed with new carpet, fresh paint, updated countertops, and a clean, modern feel throughout. One side features brand-new appliances, and each unit includes its own washer and dryer and dishwasher for added convenience. One side is already leased to exceptional renters, making this a fantastic investment opportunity from day one. Prefer to owner-occupy? Live in one unit while enjoying rental income from the other! This duplex is in excellent condition with nothing left to do but move in and enjoy. A well-maintained property, great location, and strong income potential make this one you won’t want to miss!

Getting Around

49
WalkingCar-Dependent
17
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

5/10
Fisher Elementary SchoolGrades PK-40.5 mi
2/10
B R Miller Middle SchoolGrades 7-82.1 mi
4/10
Marshalltown High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,614 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 831811129031
  • Foundation area: 1614

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 0.24 Acres

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$295$3,540
Property Taxes $376$4,512
Electricity $121$1,452
Total$2,106$25,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,205/yr
40% on housing$63,180/yr
45% on housing$56,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 50158$97
Marshall County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 50158$111
Marshall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$249,900
2026-08-06Price change$249,900
2026-06-24Listed for sale$259,900

For Sale by Agent

AgentKayleen Wills
Brokerage1st Rate Real Estate

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