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407 W Ohio St, Lenox, IA, 50851

4beds
2baths
1,591sqft
$139,900
$88price/sqft
$1,150/moest. monthly cost
$46,000/yrincome needed

About This Home

Step into timeless elegance with this beautifully maintained 11/2-story home, perfectly situated in a quiet, desirable neighborhood. Offering 4 spacious bedrooms and 2 well-appointed bathrooms, this residence seamlessly blends classic charm with comfortable, everyday living. From the moment you enter, you'll be captivated by the rich original woodwork that showcases the home's character and craftsmanship. The expansive living room provides an inviting space for both relaxing and entertaining, filled with warmth and natural light. Enjoy peaceful mornings in the enclosed front porch and unwind in the evenings on the private back deck-ideal for hosting or simply taking in the serene surroundings. The full unfinished basement offers exceptional potential for customization, whether you envision additional living space, a home gym, or abundant storage. Completing the property is a detached 2-car garage, providing both convenience and functionality. Meticulously cared for and move-in ready, this home is a rare opportunity to own a piece of enduring style in a tranquil setting.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Lenox Elementary SchoolGrades PK-60.6 mi
5/10
Lenox High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,591

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,591
  • Total interior livable area: 1,591 sqft

Property

Details

  • Parcel number: 1408000032000
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Enclosed Porch,Deck
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 10,164 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Drought
Hail
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$128$1,536
Property Taxes $194$2,328
Electricity $121$1,452
Total$1,150$13,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,428/yr
40% on housing$34,500/yr
45% on housing$30,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 8.2%
8.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 50851
Taylor County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 50851
Taylor County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$139,900
2026-04-01Listing removed$145,000
2026-02-27Price change$145,000
2026-01-05Price change$155,000
2025-11-25Listed for sale$165,000
2011-11-23Sold$87,000

For Sale by Agent

AgentMaury Moore
BrokeragePreferred Properties of Iowa, Inc.

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