See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3436 W 8th Street Rd, Anderson, IN, 46011

2beds
1baths
1,435sqft
$450,000
$314price/sqft
$3,171/moest. monthly cost
$126,840/yrincome needed

About This Home

Rare White River retreat on 4.64 private acres just minutes from Hamilton County. Truly one-of-a-Kind property with equipment and implements. Welcome to a property that is much more than a home, it is a private retreat, a place to enjoy nature, entertain, work, garden and make memories for years to come. Set on 4.64 acres along White River, this unique property offers lots of privacy along with mature trees and wooded areas. Established landscaping, open spaces and peaceful river setting creates a feeling that is increasingly difficult to find. This comfortable ranch-style home offers approximately 1,435 SF, with 2 bedrooms, 1 bath, a welcoming living area with a wood-burning fireplace and additional flexible space. Large windows bring in natural light and provide views of the surrounding grounds. But the real magic of this property is outside. This property features several outbuildings and a large attached, heated and air-conditioned garage/workshop with its own bathroom. There is also an RV hookup, barn, tractor shed, greenhouse, storage sheds, gazebos, patios and plenty of open space to enjoy. For someone looking for room to breathe, this property offers many possibilities. Adding even more value, the property's implements and equipment are included with the sale, providing a tremendous opportunity for the buyer to immediately enjoy and maintain the acreage. This is an especially attractive property for someone interested in gardening, landscaping, homesteading, hobbies, outdoor projects or simply having the tools and equipment already in place. The homestead sits on a notably elevated portion of the property and is connected to public water and sewer and natural gas and has No HOA. This is a rare opportunity to purchase not just a home, but an entire package - with a buyers home warranty, acreage, river setting, buildings, equipment and implements ready to enjoy. Feel confident in that even in the 100 year flood, this property stands high and dry.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
5/10
Highland Jr High SchoolGrades 7-85.7 mi
3/10
Anderson High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Slab
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Disposal,Gas Water Heater,MicroHood,Microwave,Gas Oven,Refrigerator,Washer,Water Heater
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 14784
  • Dimensions: 13ft 2in x 11ft 2in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic Access,Ceiling Fan(s),Eat-in Kitchen
  • Window features: Wood Work Painted
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,435
  • Total interior livable area: 1,435 sqft

Kitchen

  • Level: Main
  • Area: 1490
  • Dimensions: 14ft 9in x10ft

Library

  • Level: Main
  • Area: 22272
  • Dimensions: 19ft 2 in x 11ft 6in

Living Room

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 2249
  • Dimensions: 17ft 3in x 13

Master Bedroom

  • Level: Main
  • Area: 15525
  • Dimensions: 13ft 5in x 11ft 5in

Utility Room

  • Level: Main
  • Area: 14208
  • Dimensions: 19ft 2in x 7ft 4in

Property

Details

  • Parcel number: 481109400002000003
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Storage,RV Hookup,Other
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Access,River Front

Lot

  • Lot size: 4.64 Acres
  • Features: Not In Subdivision,Mature Trees,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,RV Access/Parking,Workshop in Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$315$3,780
Property Taxes $397$4,764
Electricity $184$2,212
Total$3,171$38,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,720/yr
40% on housing$95,130/yr
45% on housing$84,560/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 46011$89
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46011$111
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$425,000
2026-07-31Listed for sale$450,000

For Sale by Agent

AgentLauren Anthony
BrokerageHighgarden Real Estate

Similar Homes