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818 East St, New Harmony, IN, 47631

2beds
1baths
800sqft
$29,500
$37price/sqft
$365/moest. monthly cost
$14,600/yrincome needed

About This Home

Opportunities await at 818 East St in New Harmony. This property features a functional single-car garage and a solid setup inside, with most interior walls in good shape. Downstairs, you will find a dry half-basement with completely separate exterior access—ideal for seasonal storage or a workshop setup. While the building's exterior and upper surfaces are ready for your personal touch and updating, the structure provides a clear canvas for your next investment project. Bring your design ideas to maximize this unique property's true potential.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
North Elementary SchoolGrades PK-68.5 mi
7/10
8/10
North Posey Sr High SchoolGrades 7,9-127.2 mi

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Aluminum Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 800 sqft

Kitchen

  • Level: Main
  • Area: 204

Living Room

  • Level: Main
  • Area: 264

Property

Details

  • Parcel number: 652601201003.000007

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,049 sqft
  • Features: 0-2.9999
  • Lot size dimensions: 70x54

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $149$1,788
Home Insurance *$20$240
Property Taxes $12$144
Electricity $184$2,212
Total$365$4,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,514/yr
40% on housing$10,950/yr
45% on housing$9,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 47631$113
Posey County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 47631$116
Posey County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$24,500
2026-07-15Price change$29,500
2026-07-09Price change$34,500
2026-06-11Listed for sale$44,500

For Sale by Agent

AgentKeri Hir
BrokerageKeri Hir

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