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1827 N Saint Joseph Ave, Evansville, IN, 47720

4beds
3baths
2,635sqft
$234,900
$89price/sqft
$1,770/moest. monthly cost
$70,800/yrincome needed

About This Home

Enjoy peaceful living on Evansville’s Westside in this beautiful 4 bedroom, 3 full bathroom home nestled in a private, country setting. Surrounded by mature trees with relaxing water views, this property offers the perfect balance of privacy and convenience. The spacious primary suite features its own private balcony overlooking the water. The home also boasts a separate living area that adds incredible flexibility, complete with its own kitchen, living room, bedroom, and full bath. With peaceful surroundings, scenic views, and a unique floor plan, this Westside home is one you won’t want to miss.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 195

Family Room

  • Level: Main
  • Area: 342

Features

  • Breakfast Bar,Ceiling Fan(s),Walk-In Closet(s),Laminate Counters
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,635

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 2,635
  • Total interior livable area: 2,635 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 820513033067.005029

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.26 Acres
  • Features: Few Trees
  • Lot size dimensions: 0x0

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$146$1,752
Property Taxes $196$2,352
Electricity $241$2,898
Total$1,770$21,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,685/yr
40% on housing$53,100/yr
45% on housing$47,200/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 47720$129
Vanderburgh County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 47720$131
Vanderburgh County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$234,900
2026-06-26Price change$249,900
2021-09-21Pending sale$184,900
2021-08-25Price change$184,900
2021-07-27Price change$192,000
2021-07-13Price change$209,000
2021-06-30Listed for sale$239,900

For Sale by Agent

AgentSuzanne Ready-Pierce
BrokerageERA FIRST ADVANTAGE REALTY, INC

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