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4601 Covert Ave, Evansville, IN, 47714

5beds
3baths
2,294sqft
$229,000
$100price/sqft
$2,001/moest. monthly cost
$80,040/yrincome needed

About This Home

Move-in ready 5-bedroom, 2.5-bath home offering over 2,200 square feet of beautifully updated living space. The spacious, completely remodeled and enlarged kitchen features stainless steel appliances, abundant cabinetry, and generous workspace, making it the heart of the home. Updated finishes throughout, replacement windows, energy-efficient insulation, and numerous improvements make this home comfortable, functional, and ready for its next owner. Conveniently located near shopping, schools, restaurants, and everyday amenities. Attached one-car garage. Major Updates: ?Completely remodeled kitchen with expanded floor plan ?Added full bathroom with washer/dryer hookups ?Replacement windows throughout ?New flooring including refinished hardwood, wood laminate in most living areas, and durable vinyl in the kitchen and bathrooms ?Insulated exterior walls and additional attic insulation ?Two central A/C systems with recently replaced outdoor condenser units (one approximately 3 months old and one approximately 3 years old) ?Updated lighting and decorative ceiling details Buyer's agents welcome.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Caze Elementary SchoolGrades PK-50.4 mi
3/10
McGary Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,294 sqft

Property

Details

  • Parcel number: 820635017128021027

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 6,630 sqft

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$223$2,676
Property Taxes $411$4,932
Electricity $210$2,523
Total$2,001$24,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,605/yr
40% on housing$60,030/yr
45% on housing$53,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 47714$73
Vanderburgh County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 47714$119
Vanderburgh County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$224,000
2026-08-02Price change$229,000
2026-07-26Price change$234,000
2026-07-17Price change$239,000
2026-07-11Price change$245,000
2026-07-07Price change$254,000
2026-06-25Price change$259,000
2026-05-29Listed for sale$269,000
2022-10-29Listing removed--
2022-10-08Price change$209,900
2022-08-29Price change$219,900
2022-08-06Listed for sale$227,000
2020-12-08Sold$80,000
2016-12-08Sold$30,000

For Sale by Owner

AgentProperty Owner

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