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539 Chester St, Lancaster, PA, 17602

1beds
1baths
900sqft
$350,000
$389price/sqft
$2,441/moest. monthly cost
$97,640/yrincome needed

About This Home

Spacious. One bedroom house Currently rented Same deed as 537 chester street

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
King El SchoolGrades PK-50.2 mi
5/10
Jackson Middle SchoolGrades 6-80.5 mi
5/10
McCaskey CampusGrades 9-121.3 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: None

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 3379405700000

Features

  • Exterior features: Other

Lot

  • Lot size: 2,178 sqft

Parking

  • Parking features: Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$98$1,176
Property Taxes $350$4,200
Electricity $224$2,692
Total$2,441$29,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,691/yr
40% on housing$73,230/yr
45% on housing$65,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 17602$159
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17602$211
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$350,000
2024-11-15Listing removed$995
2024-10-31Listed for rent$1,035
2024-10-31Listing removed$1,035
2023-10-11Listing removed--
2023-10-06Listed for rent$915
2023-10-06Listing removed--
2023-09-11Price change$915
2023-08-24Price change$950
2023-08-10Price change$995
2023-07-17Price change$1,025
2023-07-05Listed for rent$1,050
2022-06-13Listing removed--
2022-05-09Listed for rent$850
2020-10-05Listing removed$755
2020-09-14Listed for rent$755
2020-04-25Listing removed$755
2020-04-13Listed for rent$755

For Sale by Owner

AgentProperty Owner
BrokerageDMar Properties LLC

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