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1976 Oak Creek Dr, Copperopolis, CA, 95228

3beds
4baths
3,527sqft
$1,249,000
$354price/sqft
$8,971/moest. monthly cost
$358,840/yrincome needed

About This Home

Welcome to this single story stunning 3-bedroom, 4-bath, 3,527 sq. ft. home in the gated Copper Valley Golf Club community. Perfectly positioned on the 4th hole, this move-in-ready residence captures breathtaking 180 degree foothill views. Designed for both comfort and entertaining, the open floor plan features a spacious living and dining area flowing seamlessly into a gourmet kitchen with top-of-the-line appliances, a large island, and walk-in pantry. The private primary suite offers a generous walk-in closet with custom organizers, while guest bedrooms are thoughtfully situated on the opposite wing. A large game/media room and separate office provide flexible living space. Step outside to your backyard oasis—an expansive covered patio overlooking the fairway, Pebble Tec pool with Baja shelf, artificial turf, stucco privacy walls, and wrought iron fencing create the ultimate setting for relaxation and gatherings. Energy-efficient upgrades include owned solar (28 panels) with two Tesla backup batteries and a tankless water heater. The 3-car garage features epoxy floors, overhead storage, and an EV charger. Conveniently located near Sierra Foothills amenities and within easy reach of the Bay Area. This exceptional home is a must-see.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Existing
  • Year built: 2018

Materials

  • Foundation: Slab
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Free-Standing Range,Refrigerator,Dryer,Washer,Tankless Water Heater
  • Laundry features: 220 Volt Outlet,Gas Dryer Hookup,Laundry Room,Electric,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Sound System
  • Window features: Screens
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Piped
  • Fireplace: Yes

Heating & Cooling

  • Heating features: MultiUnits,Fireplace Insert
  • Cooling features: Ceiling Fan(s),Whole House Fan,Multi Units

Interior Area

  • Total structure area: 3,527
  • Total interior livable area: 3,527 sqft

Kitchen

  • Features: 220 Volt Outlet, Dishwasher, Double Oven, Disposal, Kitchen Island, Microwave, Range/Oven Free Standing, Refrigerator

Property

Details

  • Parcel number: 055082007000
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Private pool: Yes
  • Pool features: Pool Cover,Pool Sweep,Solar Heat,Fenced,On Lot,Outdoor Pool
  • Exterior features: Back Yard,Front Yard,Side Yard,Sprinklers Automatic,Landscape Back,Landscape Front,Low Maintenance
  • Fencing: Fenced
  • Has view: Yes
  • View description: Hills,Mountain(s),Panoramic

Lot

  • Lot size: 0.59 Acres
  • Features: On Golf Course,Rectangular Lot,Street Light(s)

Parking

  • Total spaces: 3
  • Parking features: Attached,Golf Cart Garage,Garage Faces Side,Restrictions,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Drought
Heat Wave
Lightning

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$683$8,196
Property Taxes $1,217$14,604
Electricity $756$9,075
Total$8,971$107,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$307,577/yr
40% on housing$269,130/yr
45% on housing$239,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 95228$361
Calaveras County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 95228
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$1,360,000
2023-11-27Listing removed--
2023-09-08Listed for sale$1,299,000
2021-03-15Sold$1,000,000
2021-02-11Pending sale$1,050,000
2018-06-29Sold$797,000
2018-02-22Pending sale$775,000
2018-02-22Listed for sale$775,000
2017-06-11Listing removed$775,000
2017-05-28Listed for sale$775,000
2017-02-16Sold$55,000
2016-10-24Price change$91,500
2016-09-24Listed for sale$95,950
2005-03-30Sold$230,000

For Sale by Agent

AgentTerri Baxter
BrokerageRE/MAX Gold Copperopolis

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