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338 Ruby St, Lancaster, PA, 17603

3beds
2baths
1,605sqft
$294,900
$184price/sqft
$2,108/moest. monthly cost
$84,320/yrincome needed

About This Home

Welcome to 338 Ruby Street—a beautifully renovated, move-in-ready home that blends fresh updates with everyday convenience. This three-bedroom, one-and-a-half-bath property has been completely transformed with a brand-new kitchen, new bathrooms, new electrical, new plumbing, and a new HVAC system. Inside, the home feels clean, modern, and ready to enjoy from day one. One of the bedrooms even features its own private balcony, creating a peaceful spot to step outside and unwind. Out back, you’ll find off-street parking along with a small, easy-to-maintain yard—perfect for relaxing without a lot of upkeep. Located in Lancaster’s West End, the property offers convenient access to downtown Lancaster, Franklin & Marshall College, Buchanan Park, Route 30, and Route 283. With the major improvements already completed, this is a home you can settle into and start enjoying right away.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
4/10
Wheatland Middle SchoolGrades 6-80.3 mi
5/10
McCaskey CampusGrades 9-121.9 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Other
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 325

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 325
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,605
  • Total interior livable area: 1,605 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 3386414200000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$99$1,188
Property Taxes $294$3,528
Electricity $224$2,692
Total$2,108$25,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,274/yr
40% on housing$63,240/yr
45% on housing$56,213/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 17603$165
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17603$187
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$279,900
2026-08-08Price change$289,900
2026-08-03Price change$294,900
2026-07-22Listed for sale$299,900
2026-01-08Listing removed$209,500
2025-12-30Price change$209,500
2025-12-16Price change$213,500
2025-12-08Price change$218,500
2025-12-01Listed for sale$225,000
2025-11-20Sold$133,555
2025-11-15Pending sale$134,900
2025-10-28Contingent$134,900
2025-08-27Pending sale$99,900
2025-07-29Contingent$225,000
2025-07-16Listed for sale$225,000
2023-04-10Listing removed--
2021-04-23Sold$179,000
2021-03-01Pending sale$169,900
2021-02-26Listed for sale$169,900
2012-12-03Sold$102,000
2012-02-11Listing removed$109,900
2011-10-07Price change$109,900
2011-10-03Listed for sale$112,000
2011-01-18Sold$67,000
2010-11-13Listed for sale$74,000
2010-02-09Sold$2,956

For Sale by Agent

AgentChris Good
BrokerageAstoria Realty Advisors LLC

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