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5046 Palisade Ave, Merced, CA, 95348

5beds
3baths
1,893sqft
$475,000
$251price/sqft
$3,515/moest. monthly cost
$140,600/yrincome needed

About This Home

Welcome to this beautifully designed two-story home offering 1,893 square feet of living space, newly built in 2023. This spacious floor plan features a versatile den on the main level that can serve as a home office or potential fifth bedroom, along with a full bathroom with a shower for added convenience. The open-concept living area seamlessly connects the living room, dining space, and kitchen, creating an ideal setting for everyday living and entertaining. The kitchen showcases laminate flooring, granite countertops, stainless steel appliances, a gas range, microwave, dishwasher, garbage disposal, and a side-by-side stainless steel refrigerator with a built-in water and ice dispenser. Direct access to the tandem two-car garage adds practicality, while a tankless water heater enhances energy efficiency. Upstairs, the spacious primary suite features a large bedroom, an en-suite bathroom with a generous walk-in shower, dual-sink vanity, and an oversized walk-in closet complete with built-in shelving. A whole-house fan provides additional energy savings and comfort throughout the year. The upper level also includes three additional well-sized bedrooms, a hall linen closet, and a convenient laundry closet with washer and dryer included. The upstairs hall bathroom offers a double-sink vanity and a shower-over-tub combination. Owned solar panels are included, helping reduce utility costs and increase energy efficiency. Enjoy low-maintenance living with front-yard landscaping and maintenance provided.Located within a secure gated community, residents enjoy access to community amenities including a playground and sports court. Conveniently situated near University of California, Merced, Merced College, hospital, shopping, parks, restaurants, and other local conveniences, this home offers comfort, efficiency, and an excellent location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
El Capitan HighGrades 9-120.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: F/S Range/Oven,Dishwasher,Refrigerator
  • Laundry features: Laundry Closet,Electric Dryer Hookup

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower, Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Dining Room

  • Features: Living Room/Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,893
  • Total interior livable area: 1,893 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 170021003000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,099 sqft
  • Features: Urban

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Wildfire
Earthquake
Hail

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$124$1,488
Property Taxes $585$7,020
Electricity $405$4,871
Total$3,515$42,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,514/yr
40% on housing$105,450/yr
45% on housing$93,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$214
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$470,000
2026-06-24Listed for sale$475,000
2024-02-20Sold$480,000

For Sale by Agent

AgentKelly Hasko
BrokerageRealty Executives of Northern

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