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28874 Posey Ave, Madera, CA, 93638

4beds
2baths
1,361sqft
$425,000
$312price/sqft
$3,099/moest. monthly cost
$123,960/yrincome needed

About This Home

Welcome to 28874 Posey Ave, Madera, CA 93638an inviting residence that blends comfort, style, and functionality in one beautifully maintained property. From the moment you arrive, the home's exceptional curb appeal sets the tone, with a clean, welcoming exterior that immediately captures attention and pride of ownership.Step inside to discover thoughtfully updated interiors featuring modern vinyl plank flooring that flows seamlessly throughout the home, offering both durability and contemporary elegance. The updated bathrooms provide a refined touch, designed with clean finishes that elevate everyday living.The true highlight of this property lies beyond the back door. A massive backyard creates the perfect setting for both relaxation and entertaining. Recently enhanced with stamped concrete, the outdoor space feels polished and purposeful, while the custom pool invites you to unwind, host gatherings, or simply enjoy warm Central Valley evenings in your own private retreat. Whether it's weekend barbecues, family celebrations, or quiet nights under the stars, this yard is designed to accommodate it all.Adding even more value and efficiency, the home comes equipped with owned solar, helping to reduce energy costs while supporting sustainable living. A comprehensive security camera system is also in place, offering peace of mind and an added layer of comfort for you and your loved ones.Ideally located, this home provides convenient access to nearby shopping, dining, and everyday essentials, while also offering quick freeway access for an easy commute. The surrounding neighborhood is quiet, inviting, and situated near a local park, making it perfect for those who appreciate both tranquility and accessibility.28874 Posey Ave is more than just a homeit's a place where comfort meets convenience, and where indoor elegance flows effortlessly into outdoor enjoyment.

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

2/10
3/10
Madera South High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding,Brick,Block,Stone,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Area: 0

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,361
  • Total interior livable area: 1,361 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 034440013000

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Private,In Ground

Lot

  • Lot size: 7,840 sqft
  • Features: Urban

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Drought
Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$146$1,752
Property Taxes $406$4,872
Electricity $398$4,786
Total$3,099$37,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,251/yr
40% on housing$92,970/yr
45% on housing$82,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 93638$685
Madera County$582

vs Homes Sold Last Month

Median $/sqft

ZIP 93638$266
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$425,000
2013-06-24Sold$51,000

For Sale by Agent

AgentJon Clapp
BrokerageRealty Concepts, Ltd. - Fresno

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