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689 Coppola Ct, Merced, CA, 95348

5beds
3baths
1,919sqft
$445,000
$232price/sqft
$3,309/moest. monthly cost
$132,360/yrincome needed

About This Home

Welcome to this spacious two-story home offering 5 bedrooms and 2.5 bathrooms with a layout designed for comfortable everyday living! Inside, you'll find an floor plan featuring dual pane windows, LED lighting and a spacious kitchen with quartz countertops, a center island with breakfast bar, pantry, and a gas stove approximately 5 years old. The upstairs layout includes generously sized bedrooms with carpeted floors and closets. The large primary suite offers a large closet and a tiled walk-in shower with quartz countertops. A convenient upstairs laundry room with cabinet storage adds everyday functionality. Outside, the property features a large front lawn, trimmed landscaping, a converted patio area and a 2-car tandem garage. Additional highlights include smart home features and 12 solar panels for improved energy efficiency. Situated on a quiet cul-de-sac in North Merced, this home is surrounded by established neighborhoods and offers convenient access to parks, shopping centers, restaurants, schools, and major commuter routes, making it an ideal location for both convenience and everyday living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
5/10
El Capitan HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Inside,Upper Level

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower, Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,919
  • Total interior livable area: 1,919 sqft

Kitchen

  • Features: Breakfast Bar, Pantry
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 224092026000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,501 sqft
  • Features: Rural

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$116$1,392
Property Taxes $532$6,384
Electricity $411$4,938
Total$3,309$39,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,451/yr
40% on housing$99,270/yr
45% on housing$88,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$214
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$445,000
2021-08-31Sold$342,000

For Sale by Agent

AgentRandy Hayer
BrokerageRealty Executives of Northern

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