674 Saint Joseph St, Lancaster, PA, 17603
About This Home
Welcome to 674 Saint Joseph Street! This 2-bedroom, 1-bath home offers a great opportunity for first-time homebuyers, investors, or anyone looking to add their personal touch. The home features a functional floor plan, comfortable living spaces, and is conveniently located near schools, shopping, dining, parks, and major commuter routes. Property is being sold AS-IS. Buyer is responsible for verifying any municipal requirements, if applicable. Motivated sellers are ready to review all reasonable offers. If this home checks all the boxes, don’t hesitate to schedule a showing and submit your offer.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1926
Materials
- Foundation: Stone
- Roof: Shingle,Built-Up,Composition
- Construction materials: Brick,Stick Built
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Hookup
Basement
- Area: 168
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 168
- Finished area above ground: 900
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,068
- Total interior livable area: 1,068 sqft
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 3384689900000
- Zoning: RESIDENTIAL
- Special condition: Standard
- Other equipment: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1,307 sqft
Parking
- Parking features: Off Street,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Earthquake
- Hurricane
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $64 | $768 |
| Property Taxes | $190 | $2,280 |
| Electricity | $224 | $2,692 |
| Total | $1,438 | $17,256 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $180,000 |
| 2026-07-27 | Listed for sale | $190,000 |
| 2026-07-20 | Listing removed | $1,295 |
| 2026-05-20 | Listed for rent | $1,295 |
| 2026-04-09 | Listing removed | $1,295 |
| 2025-12-13 | Price change | $1,295 |
| 2025-11-21 | Listed for rent | $1,285 |
| 2024-03-07 | Listing removed | -- |
| 2024-02-29 | Listed for rent | $1,295 |
| 2022-05-06 | Listing removed | -- |
| 2022-04-06 | Listed for rent | $1,200 |
| 2022-02-10 | Sold | $120,000 |
| 2022-01-12 | Contingent | $120,000 |
| 2022-01-03 | Listed for sale | $120,000 |
| 1999-04-20 | Sold | $52,900 |
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