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16 W Liberty St, Lancaster, PA, 17603

4beds
2baths
2,122sqft
$330,000
$156price/sqft
$2,341/moest. monthly cost
$93,640/yrincome needed

About This Home

Timeless Lancaster City Treasure 4 Bedrooms + Bonus Room, 2 Full Baths, 2100+ Sq Ft of Refined Living Step into a captivating blend of historic charm and thoughtful modernization at 16 W Liberty Street, a beautifully reimagined Lancaster City residence boasting over 2,100 square feet of living space. This elegant home offers 4 spacious bedrooms, 2 full bathrooms, and a versatile bonus room on the third floor — ideal for a home office, studio, or creative retreat. From the moment you enter, the home’s architectural pedigree is unmistakable. A welcoming foyer sets the tone, leading you through interiors rich with original millwork, intricate wood craftsmanship, and graceful period details. Delicate crystal door knobs, a handcrafted stair landing, and a striking third-floor window design all speak to the artistry and attention to detail that define this property’s character. Recent renovations have elevated the home’s livability while preserving its soul. Both full bathrooms have been tastefully remodeled with modern finishes, and the brand-new kitchen marries contemporary functionality with timeless appeal — perfect for both everyday living and entertaining. Spacious living and dining areas bathed in natural light create an inviting flow, while the flexible third-floor bonus room adds valuable versatility to the home’s layout. Ideally situated within Lancaster’s vibrant urban core, this residence places you just moments from the city’s renowned dining, boutique shopping, cultural venues, parks, and the Amtrak station — all while enjoying the charm of a walkable, historic neighborhood. 16 W Liberty Street is more than a home — it’s a celebration of craftsmanship, elegance, and enduring style, thoughtfully updated for modern living. A rare opportunity to own a piece of Lancaster’s architectural heritage with every contemporary comfort.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
Ross El SchoolGrades PK-50.0 mi
6/10
Reynolds Middle SchoolGrades 6-80.9 mi
5/10
Mccaskey CampusGrades 9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Architectural Shingle,Metal
  • Construction materials: Brick,CPVC/PVC

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Tankless Water Heater,Washer,Refrigerator,Oven/Range - Gas,Exhaust Fan,Range Hood,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Drain,Full,Heated,Interior Entry

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Additional Stairway,Bathroom - Walk-In Shower,Built-in Features,Dining Area,Upgraded Countertops,Kitchen - Gourmet,Primary Bath(s),Plaster Walls
  • Door features: Atrium
  • Window features: Transom,Wood Frames,Window Treatments
  • Flooring: Hardwood,Luxury Vinyl,Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,122

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 3,069
  • Total interior livable area: 2,122 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Doors - Swing In

Details

  • Parcel number: 3398993900000
  • Zoning: R3
  • Zoning description: Medium Density
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Breezeway,Patio
  • Exterior features: Rain Gutters,Sidewalks,Street Lights,Balcony
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 1,306 sqft
  • Features: Urban

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$111$1,332
Property Taxes $330$3,960
Electricity $232$2,793
Total$2,341$28,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,262/yr
40% on housing$70,230/yr
45% on housing$62,426/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 17603$165
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17603$187
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$350,000
2026-01-20Price change$375,000
2025-10-07Listed for sale$385,000
2021-03-24Listing removed--
2011-03-24Listing removed$135,000
2009-11-24Sold$120,000
2009-06-08Listed for sale$135,000

For Sale by Agent

AgentSteve Hammond
BrokerageColdwell Banker Realty

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