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630 N Market St, Lancaster, PA, 17603

4beds
1baths
1,298sqft
$210,000
$162price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

This move-in-ready 4-bedroom, 1-bathroom home is located in a prime spot downtown, near Penn Medicine Park and Lancaster General Hospital. Inside, you'll find newly added central air conditioning and updated heating for year-round comfort. This home’s features include newer appliances, stylish exposed brick, and cozy carpeting. Outside, enjoy a huge private backyard and spacious deck, ideal for creating your dream urban oasis. Free parking is available on nearby New Street, and the house is within walking distance of downtown restaurants and shopping. Don't miss this opportunity!

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

5/10
Ross El SchoolGrades PK-50.2 mi
5/10
Reynolds Middle SchoolGrades 6-80.7 mi
5/10
McCaskey CampusGrades 9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Rubber,Shingle
  • Construction materials: Brick,Stick Built

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Gas,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Exterior Entry

Bathroom2

  • Features: Flooring - Vinyl
  • Level: Upper

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 96
  • Dimensions: 8 X 12

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 90
  • Dimensions: 9 X 10

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 88
  • Dimensions: 8 X 11

Features

  • Window features: Insulated Windows,Screens,Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,298

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,298
  • Total interior livable area: 1,298 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3399326800000
  • Zoning: RESIDENTIAL
  • Zoning description: High Density (R4)
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Board

Lot

  • Lot size: 1,306 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$70$840
Property Taxes $210$2,520
Electricity $224$2,692
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 17603$166
Lancaster County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 17603$187
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$210,000
2026-07-21Price change$225,000
2026-07-08Price change$229,900
2026-06-25Listed for sale$239,900
2021-10-01Sold$141,000
2021-08-27Pending sale$139,900
2021-08-24Price change$139,900
2019-04-11Listing removed$1,050
2019-03-28Listed for rent$1,050
2019-02-23Listing removed$1,050
2019-01-26Listed for rent$1,050
2018-07-18Listing removed$1,050
2018-07-12Listed for rent$1,050
2010-10-11Price change$89,900
2010-08-14Listed for sale$99,500
2006-02-02Sold$68,900

For Sale by Agent

AgentChris Birk
BrokerageKeller Williams Elite

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