




139 Sterling St, Los Banos, CA, 93635
About This Home
Welcome to this beautifully upgraded 2020-built home offering 5 bedrooms, 3.5 bathrooms, 2,428 square feet of living space, and situated on an expansive 8,400-square-foot lot in one of Los Banos most desirable neighborhoods. From the moment you step inside, you’ll be impressed by the bright, open-concept floor plan highlighted by a truly one-of-a-kind custom staircase and loft railing, handcrafted with wrought iron spindles, rich cedar wood, and stunning black walnut burl live-edge accents. Luxury vinyl flooring flows seamlessly throughout both levels, complemented by ceiling fans throughout the home for year-round comfort. Designed for both everyday living and entertaining, the main level features separate living and family rooms, along with a private junior suite complete with its own full bathroom—perfect for multi-generational living, guests, or a private home office. The kitchen showcases granite countertops, abundant cabinetry, and elegant custom under- and above-cabinet lighting that creates a warm, inviting atmosphere. Upstairs, you’ll find four additional bedrooms, including a spacious primary suite with an oversized en-suite bathroom, along with a versatile loft ideal for a media room, play area, or home office. Enjoy breathtaking mountain sunsets right from the upstairs living space. Step outside to a beautifully landscaped backyard designed for relaxation and entertaining. The oversized lot offers ample room to build the pool of your dreams while still providing generous outdoor living space. Parking for a boat or RV and a large storage shed adds convenience, and the yard is enhanced by mature landscaping featuring a vibrant Red Push Pistachio tree along with an impressive collection of fruit trees including lemon, lime, mandarin, Honeycrisp apple, Bing cherry, plum, and pomegranate. This home is loaded with energy-efficient features, including a PAID SOLAR SYSTEM, dual-zone heating and air conditioning, a tankless water heater, energy-efficient lighting, and a premium citrus-based water softener with carbon filtration system. Ideally located with easy access to shopping, downtown Los Banos, and Bay Area commuting routes, this home is also within walking distance of two neighborhood parks. Nestled in a quiet, peaceful community with wonderful neighbors, this exceptional property offers the perfect blend of luxury, functionality, and modern efficiency. Don’t miss this rare opportunity to own a move-in-ready home that truly has it all.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal
- Laundry features: Inside
Bathroom
- Features: Bathtub,Separate Shower,Tub Shower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 4
- Main level bedrooms: 5
Features
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,428 sqft
Property
Details
- Parcel number: 081180027000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Front
- Pool features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 8,400 sqft
- Features: Back Yard,Front Yard,Lawn,Landscaped
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Garage,RV Potential
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $728 | $8,736 |
| Electricity | $520 | $6,247 |
| Total | $4,429 | $53,148 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $550,000 |
| 2026-08-07 | Price change | $589,000 |
| 2026-07-21 | Listed for sale | $599,000 |
| 2020-10-23 | Sold | $416,000 |
| 2020-06-24 | Listing removed | $399,900 |
| 2020-06-23 | Pending sale | $399,900 |
| 2020-06-20 | Listed for sale | $399,900 |
